Kyle Entry-Level Homes: Affordability Check

What does an entry-level home cost in Kyle when rates are near 7.2%? In the rolling 12 months ending Oct 31, 2026, the median sale price for single-family homes in Kyle was $485,000 across 17 closed sales. This figure represents the bottom quartile of activity for this page, serving as the baseline for entry-level affordability analysis. ALEX Intelligence applied a payment-to-price affordability model using the current mortgage rate of 7.18% from Freddie Mac's Primary Mortgage Market Survey. At this rate, with a loan amount of $388,000, the principal and interest is approximately $2,628 per month. This calculation highlights the monthly cash flow required for buyers targeting the lower price tier in Kyle during this period. The market shows a median of 38 days on market, down 29.6% from the prior period and the same time last year. While prices dipped slightly by 0.5% compared to the prior six months, the share of homes selling below original list price fell to 70.6%, indicating that even entry-level properties are facing competitive pressure. Buyers should note that median price per square foot was $169.80, down 8.7% from the prior period, suggesting some value shifts in the size and condition of available inventory. With only 2 active listings today and a months of inventory reading of 1.09, supply remains tight for entry-level seekers. The median living area for these sales was 2,826 square feet. These figures reflect the current state of Kyle's market where affordability is heavily influenced by financing costs rather than just list prices. Looking to buy in Sonoma, Round Rock? Get new listings the day they hit the market. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog