Emory Crossing: How Rates Shape Buying Power Today

Deal of the Week

116 Christy ST, Hutto TX 78634
Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $298,000 116 Christy ST, Hutto TX 78634 · MLS #7493291 Listed at $281,515, 3 bed, 2.5 bath, 1,572 sq ft. Listed 5% below the ALEX valuation; price reduced 8% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1189564805/116-Christy-ST-Hutto-TX Lower-middle quartile: $298,000 to $338,000 120 Christy ST, Hutto TX 78634 · MLS #3472153 Listed at $311,515, 4 bed, 3 bath, 1,877 sq ft. Listed 3% below the ALEX valuation; price reduced 7% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1186736626/120-Christy-ST-Hutto-TX Upper-middle quartile: $338,000 to $399,000 4009 Wynn RD, Hutto TX 78634 · MLS #9127706 Listed at $379,050, 5 bed, 3 bath, 2,581 sq ft. Listed 4% below the ALEX valuation; 13% under the local price per sq ft; price reduced 10% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1189310283/4009-Wynn-RD-Hutto-TX Upper quartile: $399,000 and up 2003 Wynn RD, Hutto TX 78634 · MLS #2618868 Listed at $409,000, 5 bed, 3 bath, 2,716 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 11% under the local price per sq ft; price reduced 2% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1189793725/2003-Wynn-RD-Hutto-TX

Key figures · Emory Crossing · rolling 6 months ending Oct 31, 2026

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

Market figures by town

What does a 7.18% mortgage rate mean for a buyer in Emory Crossing today? With the median sale price at $347,048 across 32 closed sales over the last six months, monthly payments are sensitive to every basis point. A standard 30-year fixed loan on this home with 20% down results in a principal-and-interest payment of $1,881 per month. ALEX Intelligence modeled two common buydown scenarios to show how these rates affect affordability. A 3-2-1 buydown costs $12,852 upfront but reduces the first-year rate to 4.18%, saving $527 monthly. The second year drops for a $360 monthly saving, and the third year settles for a $184 monthly saving. A shorter 2-1 buydown costs $6,528, lowering the rate in year one and year two. These figures are estimates based on median prices and do not constitute an appraisal or a guarantee of future rates. The data shows that while the median price is stable at $347,048, the cost of borrowing remains the primary variable for buyers today. Understanding these buydown costs helps clarify what monthly payments look like under current market conditions. https://alex.realestate Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog
George Arnold Alexander III, MPA
Partner, ALEX Companies
Associate Broker, Alexander Tiffany Southwest, LLC
Licensed Broker in TX, CO, NC, AL
[email protected] · +1 713.918.9951
TREC Information About Brokerage Services · TREC Consumer Protection Notice
Source data: Unlock MLS closed sales, rolling 6 months ending Oct 31, 2026; mortgage rates from Freddie Mac, week of Nov 5, 2026
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Licensed by the Texas Real Estate Commission. Broker: Alexander Tiffany Southwest, LLC · License #565194-BB.
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B  ·  George Arnold Alexander III, Partner, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov