Wolf Ranch: How Rates and Buydowns Shape Buying Power

Deal of the Week

Deal of the Week · 1149 Flying Cloud TRL, Georgetown TX 78628 · MLS #8505420 · Listed by New Home Now. ALEX valuation $510,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $525,000 1149 Flying Cloud TRL, Georgetown TX 78628 · MLS #8505420 Listed at $499,900, 4 bed, 3 bath, 2,399 sq ft. Listed 2% below the ALEX valuation; 3% under the local price per sq ft; price reduced 12% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1183628238/1149-Flying-Cloud-TRL-Georgetown-TX Lower-middle quartile: $525,000 to $600,000 520 Summer Place LN, Georgetown TX 78628 · MLS #5212846 Listed at $574,900, 4 bed, 3.5 bath, 2,796 sq ft. Listed 12% below the ALEX valuation; 5% under the local price per sq ft; price reduced 24% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1185555563/520-Summer-Place-LN-Georgetown-TX Upper-middle quartile: $600,000 to $706,000 420 River Overlook RD, Georgetown TX 78628 · MLS #3297101 Listed at $639,900, 4 bed, 3.5 bath, 2,942 sq ft. Listed 15% below the ALEX valuation; price reduced 30% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1176551539/420-River-Overlook-RD-Georgetown-TX Upper quartile: $706,000 and up 100 Barefoot Park LN, Georgetown TX 78628 · MLS #6965535 Listed at $1,049,000, 5 bed, 4.5 bath, 4,383 sq ft. Listed 6% below the ALEX valuation; price reduced 14% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1171637906/100-Barefoot-Park-LN-Georgetown-TX

Key figures · Wolf Ranch · rolling 6 months ending Oct 31, 2026

131 homes sold in Wolf Ranch in the 6 months ending Oct 31, 2026 (up 45.6% on a year earlier).

Median sale price: $576,530 (down 7.3% on a year earlier).

Median price per square foot: $218.

Median days on market: 89.

Median sale price as a share of the original list price: 92.6%.

75 homes for sale now, about 3.4 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

What does a 7.18% mortgage rate mean for a buyer in Wolf Ranch today? With the median closed price at $576,530 across 131 sales in the rolling six months ending October 31, 2026, monthly payments are higher than they were a year ago when rates were lower. A standard 20% down payment on this median price results in a principal and interest payment of $3,124 per month at the current rate. ALEX Intelligence calculated how buydowns can alter that picture for qualified buyers. A 3-2-1 buydown costs $21,312 (3.7% of the price) to reduce the rate to 4.18% in year one, saving $874 monthly. In year two, the rate steps up to 5.18%, still saving $597 a month. By year three, the rate is 6.18%, with savings of $305 per month. A shorter 2-1 buydown costs $10,824 (1.88% of the price) and offers similar relief for just two years before the rate normalizes. These figures are estimates based on a median sale price and do not constitute an appraisal or guarantee future rates. While the median days on market has dropped to 89 days compared to 118 in the prior period, the higher cost of borrowing remains a key factor in affordability decisions for Wolf Ranch buyers this season. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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