Berry Creek Entry-Level Homes: Affordability Check
By George Arnold Alexander III, MPA · Associate Broker · 2026-10-19
Key figures · Berry Creek · rolling 6 months ending Sep 30, 2026
- 59 homes sold in Berry Creek in the 6 months ending Sep 30, 2026 (down 7.8% on a year earlier).
- Median sale price: $478,000 (up 4.6% on a year earlier).
- Median price per square foot: $199.
- Median days on market: 27.
- Median sale price as a share of the original list price: 96.5%.
- 35 homes for sale now, about 3.5 months of supply at the pace of the last six months.
Source: Unlock MLS, rolling 6 months ending Sep 30, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.
What defines affordability for entry-level buyers in Berry Creek? The bottom quartile of the market represents the most accessible price tier. In the rolling six months ending September 30, 2026, there were 59 total closed sales, establishing the baseline for this affordability analysis.
ALEX Intelligence calculated buying power using current mortgage rates and standard down payment assumptions. Based on a median sale price of $478,000 for the broader market and applying a 20% down payment to the entry-level quartile, the estimated principal and interest payment is $2,627 per month at a 7.32% rate. This calculation assumes a standard 30-year fixed loan structure.
The data shows that while the median price for all homes has risen 13.8% compared to the prior six-month period, entry-level buyers face a distinct payment threshold. The current market environment requires careful budgeting, as the monthly obligation represents a significant portion of household income for first-time purchasers in this tier.
This analysis relies on ALEX Intelligence estimates derived from actual closed sales data and current Freddie Mac mortgage rates. It does not constitute an appraisal or a guarantee of future affordability conditions. Buyers should consult with a lender to determine exact qualification requirements based on their specific financial profile.
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Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals.
Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog
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George Arnold Alexander III, MPA
Partner, ALEX Companies
Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al.
Texas License #574878-B · Broker License #565194-BB
Broker, ALEX Real Estate · North Carolina License #367733
Independent Broker, ALEX Real Estate · Colorado License #II.100112456
[email protected] · +1 713.918.9951
Source data: Unlock MLS closed sales, rolling 6 months ending Sep 30, 2026, n=59
Licensed by the Texas Real Estate Commission. Broker: Alexander Tiffany Southwest, LLC · License #565194-BB.
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Partner, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Partner, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov