Cash vs. Financed Purchases in Lakeway and Bee Cave

Can buyers in Lakeway and Bee Cave afford to pay all cash? The October 2026 data shows zero recorded cash transactions among the 59 single-family homes that closed this month. While the median closing price rose 8.6% to $909,570 compared to September, the financing share remains unreported in the Unlock MLS dataset for this period. ALEX Intelligence analyzed the transaction records to determine the split between cash and financed deals. The data indicates that every closed sale in October was funded through a mortgage or other non-cash instrument. This absence of cash sales is notable given the high median price point, which sits well above the regional average. Without cash purchase counts, we cannot calculate the exact percentage of buyers paying upfront versus borrowing. The market activity remains robust despite the lack of cash deals. The 59 closings represent a 23.4% drop in volume compared to October 2025, yet prices continue to climb. Buyers are relying on financing at current rates, with mortgage rates standing at 7.18% as of early November. The median home size also grew 5.5% from the prior month, suggesting larger properties are moving through the market via traditional lending channels. While we cannot quantify the cash share for this specific month, the reliance on financing highlights the importance of mortgage rates in this high-value segment. Future reports will update this metric as new transaction data becomes available. For now, the October snapshot reflects a market driven entirely by financed purchases. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog