Comal County Entry-Level Homes: Can You Afford One in October?

What does it take to buy an entry-level home in Comal County today? The bottom quartile of closed sales in October 2026 shows a median price of $469,950 across 30 transactions. This figure represents the most affordable tier available in the market for that month. ALEX Intelligence calculated affordability using the current mortgage rate of 7.24% from the Freddie Mac Primary Mortgage Market Survey dated October 29, 2026. Based on the median sale price and a loan amount of $375,960, the principal and interest payment would be $2,562 per month. This calculation includes only the loan cost at the current rate without taxes or insurance. Buyers can lower that monthly burden using buydowns. A 3-2-1 buydown would reduce the rate to 4.24% in the first year, saving $715 monthly, though it costs $17,436 upfront. A 2-1 buydown offers a smaller reduction to 5.24% for two years at a cost of $8,856. These tools can make entry-level inventory more accessible in a higher-rate environment. The median entry-level home size is 2,166 square feet, which is 10.4% larger than the prior month. Despite the larger footprint, the price per square foot dropped 3.8% compared to September. With 30 closed sales in this tier, the data suggests a steady flow of entry-level transactions despite the rate environment. https://alex.realestate Want to see this home? Call or text George at 713.918.9951 for a private showing. Coverage: most home sales in Comal County are listed in another MLS, which ALEX does not receive yet. The figures in this post count only sales listed in Unlock MLS (ABOR), so they describe part of the local market, not all of it. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog