Comal County Entry-Level Homes: Affordability Check

What does it take to buy an entry-level home in Comal County today? The bottom quartile of closed sales in September reached a median price of $497,000 across 26 transactions. This figure represents the most affordable tier currently available in the market. ALEX Intelligence calculated this affordability threshold by isolating the lowest 25% of sale prices from the trailing 12-month data. The result shows that entry-level buyers are facing a median price point of $497,000. This is up 22.0% from the prior period and 13.0% higher than the same month last year. With current mortgage rates at 7.24%, financing this tier requires significant monthly commitment. A buyer with a down payment on a $497,000 home faces a principal and interest payment of $2,710 per month. To lower that burden, a 3-2-1 buydown would cost approximately $18,444 upfront, reducing the first-year rate to 4.24% and the monthly payment to $1,954. The market for these homes remains tight, with only 26 closed sales in September compared to 30 in the same month last year. While prices have risen, the number of entry-level transactions has not kept pace with demand, keeping the median price elevated for those seeking the most affordable options in Comal County. Want to see this home? Call or text George at 713.918.9951 for a private showing. Coverage: most home sales in Comal County are listed in another MLS, which ALEX does not receive yet. The figures in this post count only sales listed in Unlock MLS (ABOR), so they describe part of the local market, not all of it. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog