Cash vs. Financed Purchases in Bell County

Deal of the Week

Deal of the Week · 7303 Ducket Creek DR, Temple TX 76502 · MLS #8590614 · Listed by Nexthome Tropicana Realty. ALEX valuation $231,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $238,000 7303 Ducket Creek DR, Temple TX 76502 · MLS #8590614 Listed at $221,440, 3 bed, 2 bath, 1,434 sq ft. Listed 4% below the ALEX valuation; price reduced 7% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188943445/7303-Ducket-Creek-DR-Temple-TX Lower-middle quartile: $238,000 to $285,000 2937 Wolf Ridge LN, Temple TX 76501 · MLS #8587936 Listed at $244,999, 4 bed, 2 bath, 1,810 sq ft. Listed 4% below the ALEX valuation. See it on alex.realestate: https://www.alex.realestate/listing-detail/1190128389/2937-Wolf-Ridge-LN-Temple-TX Upper-middle quartile: $285,000 to $400,000 101 Hoodoo CV, Troy TX 76579 · MLS #5139492 Listed at $303,990, 5 bed, 3 bath, 2,600 sq ft. Listed 8% below the ALEX valuation; 13% under the local price per sq ft. See it on alex.realestate: https://www.alex.realestate/listing-detail/1190833325/101-Hoodoo-CV-Troy-TX Upper quartile: $400,000 and up 5304 Sunflower LN, Temple TX 76502 · MLS #7884076 Listed at $595,000, 4 bed, 3.5 bath, 3,057 sq ft. Listed 5% below the ALEX valuation; price reduced 17% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1172512116/5304-Sunflower-LN-Temple-TX

Key figures · Bell County · October 2026

60 homes sold in Bell County in October 2026 (down 16.7% on a year earlier).

Median sale price: $263,738 (down 12.1% on a year earlier).

Median price per square foot: $157.

Median days on market: 55.

Median sale price as a share of the original list price: 98.3%.

497 homes for sale now, about 4.7 months of supply at the pace of the last six months.

Source: Unlock MLS, ABOR-listed sales only, October 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

Can buyers in Bell County pay all cash? The data for October 2026 does not provide a breakdown of financing types for the 60 closed sales recorded this month. Without a reported share of cash purchases or financed transactions, it is impossible to determine how many buyers paid entirely in cash versus relying on mortgages. This gap in the current dataset means we cannot calculate the cash-to-financed ratio for Bell County at this time. The sample size of 60 closed sales is sufficient for other metrics like median price and days on market, but the specific field tracking financing type returned zero observations for this period. Consequently, no trend line or percentage share can be displayed for cash versus financed purchases in October. When data becomes available in future months, ALEX Intelligence will analyze the shift between cash and financed deals to see how buyer behavior changes with interest rates. For now, the market pulse shows a median close price of $263,738 across 60 sales, but the payment method mix remains unreported for this specific window. The page adds the Deal of the Week itself (one pick in each price quartile of the page's 12-month closed sales): the paragraph, the property photo, the listing-office credit and the link, all from exact MLS fields. Do not mention any individual property. Want to see this home? Call or text George at 713.918.9951 for a private showing. Coverage: most home sales in Bell County are listed in another MLS, which ALEX does not receive yet. The figures in this post count only sales listed in Unlock MLS (ABOR), so they describe part of the local market, not all of it. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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