Austin MSA
2026-10-22
Lockhart leads the Austin MSA in homes owned free and clear—53.9% of homes carry no mortgage, according to ALEX Intelligence’s 2026 data. This isn’t just a number—it’s a marker of deep financial resilience in a high-growth market. This data comes directly from ALEX Intelligence’s exclusive 2026 report: https://alex-companies.com/data/2026-10-22-austin-msa-free-and-clear-place-mkt. What does this mean for long-term investment in Austin’s core? How can communities replicate this kind of stability without sacrificing growth? Let’s discuss.
Homes Owned Free and Clear, top 9 (ALEX Intelligence — U.S. Census Bureau 2024)
#1 Lockhart — 53.9%
#2 Hornsby Bend — 38.1%
#3 Lakeway — 34.0%
#4 Shady Hollow — 32.3%
#5 Lago Vista — 28.9%
#6 Wells Branch — 24.8%
#7 Steiner Ranch — 24.4%
#8 Bee Cave — 23.8%
#9 Manor — 20.5%
Photos via Wikimedia Commons: Slide 1: Larry D. Moore (CC BY 4.0) https://commons.wikimedia.org/?curid=28625745; Slide 2: smallcurio from Austin, TX (CC BY 2.0) https://commons.wikimedia.org/?curid=69209327; Slide 3: Larry D. Moore (CC BY 4.0) https://commons.wikimedia.org/?curid=22442704; Slide 4: Tim Patterson from Austin, TX, United States (CC BY 2.0) https://commons.wikimedia.org/?curid=64267773
Source: https://alex-companies.com/data/2026-10-22-austin-msa-free-and-clear-place-mkt
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Real Estate Strategy & Intelligence Leader. Democratized Blue Ocean Strategist & Operator.
Diane Hart Alexander, MBA, MHA
Chair & CEO, ALEX Companies
Designated Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al.
Texas License #574877-B · Broker License #565194-BB
[email protected] · +1 713.591.9902
Source data: Source: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024 · ALEX Intelligence computation
Licensed by the Texas Real Estate Commission. Broker: Alexander Tiffany Southwest, LLC · License #565194-BB.
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Director, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Director, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov



