Wimberley: How Mortgage Rates Shape Buying Power in October

Deal of the Week

Deal of the Week · 11 Rhapsody LN, Wimberley TX 78676 · MLS #8417901 · Listed by Realty One Group Prosper. ALEX valuation $452,000 is an ALEX Intelligence estimate, not an appraisal.

This week's 5 best values under $1,000,000, ranked by the ALEX deal score: 1. 11 Rhapsody LN, Wimberley TX 78676 · MLS #8417901 Listed at $425,000, 3 bed, 2 bath, 1,968 sq ft. Listed 6% below the ALEX valuation; price reduced 11% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1178550451/11-Rhapsody-LN-Wimberley-TX 2. 2525 S Rainbow Ranch RD, Wimberley TX 78676 · MLS #3427425 Listed at $950,000, 6 bed, 5.5 bath, 4,530 sq ft. Listed 6% below the ALEX valuation; 24% under the local price per sq ft; price reduced 14% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1185187753/2525-S-Rainbow-Ranch-RD-Wimberley-TX 3. 15 Summertime CIR, Wimberley TX 78676 · MLS #7243019 Listed at $478,500, 4 bed, 2 bath, 2,112 sq ft. Listed 7% below the ALEX valuation; price reduced 11% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1183533508/15-Summertime-CIR-Wimberley-TX 4. 26 Quiet Meadow CIR, Wimberley TX 78676 · MLS #5596335 Listed at $444,999, 3 bed, 2 bath, 1,908 sq ft. Listed 3% below the ALEX valuation; 16% under the local price per sq ft; price reduced 6% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1182520636/26-Quiet-Meadow-CIR-Wimberley-TX 5. 1101 Days End RD, Wimberley TX 78676 · MLS #8183071 Listed at $299,999, 2 bed, 1 bath, 897 sq ft. Listed 18% below the ALEX valuation; price reduced 25% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1185662349/1101-Days-End-RD-Wimberley-TX

Key figures · Wimberley · rolling 6 months ending Sep 30, 2026

116 homes sold in Wimberley in the 6 months ending Sep 30, 2026 (down 17.1% on a year earlier).

Median sale price: $523,000 (up 10.7% on a year earlier).

Median price per square foot: $282.

Median days on market: 52.

Median sale price as a share of the original list price: 94.7%.

198 homes for sale now, about 10.2 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Sep 30, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

What does a 7.4% mortgage rate mean for a buyer in Wimberley today? With the median closed price at $523,000 across 116 sales in the rolling six months ending September 30, 2026, a standard purchase with 20% down results in a principal and interest payment of $2,897 per month. ALEX Intelligence modeled this scenario using current market rates to show how financing costs impact affordability. At the prevailing 7.4% rate from the week of October 15, 2026, buyers face higher monthly obligations compared to previous years, even as median prices have risen 10.7% year-over-year. To mitigate these costs, some sellers offer buydowns that temporarily lower the interest rate. A common 3-2-1 buydown reduces the rate to 4.4% in the first year, saving $802 monthly on a median-priced home, though it costs the seller $19,560 upfront. A 2-1 buydown offers a smaller reduction to 5.4% for the first year, costing $9,936. These incentives effectively lower the initial payment burden but do not change the long-term rate or the total loan amount. While the median price per square foot has increased 11.0% compared to last year, the higher financing costs mean buyers must carefully evaluate whether a buydown is worth the upfront expense. The market remains active with 116 closed sales in the last six months, but the cost of borrowing is now a primary factor in determining what a buyer can afford. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951