Taylor: How Mortgage Rates Affect Buying Power in November

Deal of the Week

Deal of the Week · 1705 T H Johnson DR, Taylor TX 76574 · MLS #2336627 · Listed by RE/MAX Associates Group. ALEX valuation $276,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $259,000 1705 T H Johnson DR, Taylor TX 76574 · MLS #2336627 Listed at $250,000, 3 bed, 2 bath, 1,629 sq ft. Listed 9% below the ALEX valuation; 10% under the local price per sq ft; price reduced 13% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188297534/1705-T-H-Johnson-DR-Taylor-TX Lower-middle quartile: $259,000 to $298,000 316 Sieders ST, Taylor TX 76574 · MLS #4130133 Listed at $293,536, 4 bed, 2.5 bath, 2,338 sq ft. Listed 9% below the ALEX valuation; 23% under the local price per sq ft; price reduced 16% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188292361/316-Sieders-ST-Taylor-TX Upper-middle quartile: $298,000 to $345,000 1941 T H Johnson DR, Taylor TX 76574 · MLS #7017588 Listed at $299,999, 3 bed, 2 bath, 1,659 sq ft. Listed 3% below the ALEX valuation; price reduced 8% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1186356967/1941-T-H-Johnson-DR-Taylor-TX Upper quartile: $345,000 and up 2707 North DR, Taylor TX 76574 · MLS #5857364 Listed at $545,000, 3 bed, 3 bath, 2,203 sq ft. Listed 13% below the ALEX valuation; price reduced 19% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1184542166/2707-North-DR-Taylor-TX

Key figures · Taylor · rolling 6 months ending Oct 31, 2026

125 homes sold in Taylor in the 6 months ending Oct 31, 2026 (down 13.8% on a year earlier).

Median net sale price: $289,990 (down 3.6% on a year earlier).

Median price per square foot: $171.

Median days on market: 50.

Median sale price as a share of the original list price: 95.6%.

121 homes for sale now, about 5.8 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

With the median home price in Taylor at $289,990 and current mortgage rates at 7.18%, what does a buyer actually need to qualify for a loan today? ALEX Intelligence calculated buying power scenarios based on the median sale price of $289,990 with a standard down payment. At the current rate, the principal and interest payment is approximately $1,572 per month. For buyers seeking lower initial payments, ALEX Intelligence modeled the cost of common buydowns. A 3-2-1 temporary buydown reduces the rate to 4.18% in year one, saving $440 monthly, but costs $10,740 upfront. A 2-1 buydown offers a smaller reduction for a cost of $5,460. These figures represent median estimates based on local sales data and are not appraisals. The market shows that while prices have remained relatively stable with a 0.2% increase over the prior six-month period, the impact of interest rates remains a primary factor in monthly affordability. Buyers should weigh the upfront cost of a buydown against their long-term rate expectations and cash flow needs. https://alex.realestate Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

TREC Information About Brokerage Services · TREC Consumer Protection Notice