Siena Cash vs. Financed Purchases in Rolling Six Months

In the rolling six months ending September 30, 2026, every single home sold in Siena was financed; zero cash purchases were recorded among the 65 closed sales. This means the share of cash buyers is 0% for this period. ALEX Intelligence analyzed the financing data to determine that no transactions occurred where the buyer paid the full price without a mortgage. While the median close price rose 5.3% compared to the prior six-month window, reaching $400,000, the absence of cash deals suggests buyers are relying entirely on traditional lending. The median contract-to-close time is not available in this dataset, so we cannot determine how long these financed deals took to finalize. However, the fact that 100% of sales involved financing highlights a market where mortgage availability and rates are the primary drivers of transaction volume. With a median price per square foot of $175 and 26 days on market, Siena remains active despite the lack of cash liquidity. Buyers in this community appear to be utilizing standard mortgage products rather than all-cash offers, which typically dominate luxury or investment-heavy segments. The current 30-year fixed rate stands at 7.32%, according to Freddie Mac data from the week of October 22, 2026. This rate environment likely influences the decision-making process for the 65 buyers who closed during this window, as none opted out of borrowing entirely. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog