Lariat: How Mortgage Rates Shape Buying Power in November

Deal of the Week

Deal of the Week · 321 Lariat LOOP, Liberty Hill TX 78642 · MLS #4177116 · Listed by Watters International Realty. ALEX valuation $454,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $390,000 321 Lariat LOOP, Liberty Hill TX 78642 · MLS #4177116 Listed at $389,999, 4 bed, 2.5 bath, 2,857 sq ft. Listed 14% below the ALEX valuation; 30% under the local price per sq ft; price reduced 18% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1183013915/321-Lariat-LOOP-Liberty-Hill-TX Lower-middle quartile: $390,000 to $462,000 510 Outrider CT, Liberty Hill TX 78642 · MLS #5084295 Listed at $399,900, 4 bed, 2.5 bath, 2,079 sq ft. Listed 8% below the ALEX valuation; price reduced 20% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1184701047/510-Outrider-CT-Liberty-Hill-TX Upper-middle quartile: $462,000 to $580,000 101 Gibbs DR, Liberty Hill TX 78642 · MLS #9143942 Listed at $569,900, 4 bed, 4.5 bath, 3,524 sq ft. Listed 6% below the ALEX valuation; 10% under the local price per sq ft; price reduced 14% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1179536196/101-Gibbs-DR-Liberty-Hill-TX Upper quartile: $580,000 and up 237 Sheepdog DR, Liberty Hill TX 78642 · MLS #5202055 Listed at $599,881, 4 bed, 4.5 bath, 3,452 sq ft. Listed 6% below the ALEX valuation; 4% under the local price per sq ft; price reduced 16% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1175451481/237-Sheepdog-DR-Liberty-Hill-TX

Key figures · Lariat · rolling 6 months ending Oct 31, 2026

110 homes sold in Lariat in the 6 months ending Oct 31, 2026 (up 41.0% on a year earlier).

Median sale price: $460,125 (down 4.2% on a year earlier).

Median price per square foot: $184.

Median days on market: 70.

Median sale price as a share of the original list price: 91.7%.

100 homes for sale now, about 5.5 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

What does a 7.18% mortgage rate mean for buyers in Lariat today? With the median home price at $460,125 across 110 closed sales over the last six months, monthly payments are sensitive to every basis point. A standard 30-year fixed loan with 20% down on a median-priced home results in a principal and interest payment of $2,494. ALEX Intelligence modeled two common buydown scenarios to show how these rates affect affordability. A 3-2-1 buydown, which costs $17,028 (3.7% of the price), drops the rate to 4.18% in year one, saving $698 monthly. In year three, the rate rises to 6.18%, still saving $244 per month compared to the standard rate. A 2-1 buydown costs $8,652 (1.88% of the price) and reduces the rate to 5.18% in the first year, offering a $477 monthly saving before rising to 6.18% in the second year. These figures are ALEX Intelligence estimates based on current market data and are not appraisals. While the median price has dipped slightly compared to the prior six-month period, the impact of interest rates remains the primary driver of monthly costs for buyers entering the Lariat market now. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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