Emory Crossing: Cash Buyers vs. Financed Deals in the Last Six Months

In Emory Crossing, every single home that closed over the past six months was purchased with financing. The data shows zero cash transactions among the 37 closed sales in the rolling window ending September 30, 2026. This absence of cash buyers highlights a market where traditional mortgage financing remains the exclusive path to ownership for this community. ALEX Intelligence analyzed the financing types at closing to determine the share of sales paid entirely in cash versus those requiring a loan. The result is a 0% cash share across the entire sample, with a sample size of 37 closed transactions. This contrasts with broader regional trends where cash purchases often represent a significant portion of activity, though specific county-level cash data for this period was not available to compare directly. The median close price for these financed homes reached $365,510, up 17.5% from the prior six-month period. While the lack of cash buyers might suggest tighter liquidity or a buyer pool heavily reliant on mortgage products, the volume of sales remains steady with 37 closings. The median contract-to-close time was not reported for this specific cohort, but the reliance on financing underscores the importance of current mortgage rates, which stood at 7.32% as of late October 2026. For buyers in Emory Crossing, securing a loan is currently the only route to purchase. The data indicates that even with median prices rising and inventory levels shifting, the community has seen no cash deals in this six-month window. This pattern suggests that local buyers are navigating the market primarily through traditional lending channels rather than all-cash offers. URL: https://alex.realestate/emory-crossing Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog