Sun City Texas: How Rates Affect Buying Power in October

Deal of the Week

Deal of the Week · 102 Portsmouth DR, Georgetown TX 78633 · MLS #7341213 · Listed by Rugg Realty LLC. ALEX valuation $244,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $315,000 102 Portsmouth DR, Georgetown TX 78633 · MLS #7341213 Listed at $235,000, 2 bed, 2 bath, 1,397 sq ft. Listed 4% below the ALEX valuation; price reduced 6% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1183378746/102-Portsmouth-DR-Georgetown-TX Lower-middle quartile: $315,000 to $375,000 104 Keystone CV, Georgetown TX 78633 · MLS #4935481 Listed at $343,375, 2 bed, 2 bath, 1,717 sq ft. Listed 1% below the ALEX valuation; price reduced 5% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188220179/104-Keystone-CV-Georgetown-TX Upper-middle quartile: $375,000 to $478,000 321 Fieldstone DR, Georgetown TX 78633 · MLS #1991910 Listed at $415,000, 2 bed, 2 bath, 1,850 sq ft. Listed 2% below the ALEX valuation; price reduced 8% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187737924/321-Fieldstone-DR-Georgetown-TX Upper quartile: $478,000 and up 111 Whirlwind CV, Georgetown TX 78633 · MLS #8771887 Listed at $499,000, 3 bed, 2 bath, 2,498 sq ft. Listed 1% below the ALEX valuation; price reduced 5% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188286181/111-Whirlwind-CV-Georgetown-TX

Key figures · Sun City Texas · October 2026

56 homes sold in Sun City Texas in October 2026 (up 27.3% on a year earlier).

Median net sale price: $347,750 (down 3.3% on a year earlier).

Median price per square foot: $210.

Median days on market: 36.

Median sale price as a share of the original list price: 95.5%.

120 homes for sale now, about 2.2 months of supply at the pace of the last six months.

Source: Unlock MLS, October 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

What does a 7.11% mortgage rate mean for a buyer in Sun City Texas today? With the median sale price at $347,750 across 56 closed sales in October, the monthly principal and interest payment on a standard 30-year fixed loan is $1,871. That figure sets the baseline for affordability in this 55+ community. ALEX Intelligence modeled buying power scenarios using that median price and the current rate to show how buydowns change the math. A 3-2-1 buydown lowers the rate to 4.11% in year one, cutting the monthly payment by $525 for a total cost of $12,804. In year two, the rate steps to 5.11%, saving $359 per month, and in year three it rises to 6.11%, saving $183 per month. A simpler 2-1 buydown reduces the rate to 5.11% in year one ($359 monthly savings) and 6.11% in year two ($183 monthly savings), at a total cost of $6,504. These estimates assume principal-and-interest only; they do not include taxes or insurance. The data also shows that homes are selling faster than last month, with median days on market at 36 compared to 52 in September, while prices remain slightly below October 2025 levels. Buyers using a buydown can extend their budget into higher price points or reduce monthly outlays during the first two years of ownership. ALEX Intelligence estimate, not an appraisal. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

TREC Information About Brokerage Services · TREC Consumer Protection Notice