Cash Buyers in Sun City Texas: A September Snapshot

In September 2026, every single home that closed in Sun City Texas was purchased with financing. Among the 59 closed sales recorded for the month, zero transactions were completed with cash. This results in a 0% share of cash purchases across the market's activity. Sun City Texas is a 55+ community where residents often have significant equity from prior homes or retirement savings. Despite this demographic profile, the data shows no cash closings in the current reporting window. The median close price for these financed sales was $340,000, with a median living area of 1,712 square feet. The absence of cash buyers does not necessarily indicate a lack of liquidity. Instead, it reflects the specific composition of transactions that closed during this period. With 59 homes sold, the market activity remained consistent with the prior month and the same month last year, both also recording 59 closings. However, the financing mix shifted entirely to non-cash instruments for this sample. ALEX Intelligence analyzed the financing fields for all 59 closed transactions to determine this share. The data indicates that while cash is a common strategy in retirement communities, it was not utilized in any of the completed sales during September 2026. This metric is an estimate based on reported closing data and does not reflect pending deals or future activity. The median days on market for these financed sales increased to 53 days, up 35.9% from the prior month. The median close-to-original list ratio stood at 0.947, meaning homes sold for an average of 94.7% of their original asking price. These figures highlight a market where buyers are relying on financing and negotiating prices below initial listings. This analysis is based strictly on the Unlock MLS data provided for Sun City Texas. It does not include pending sales or off-market transactions that may have been cash deals but did not close in this window. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog