Buttercup Creek: How Rates and Buydowns Affect Buying Power

Deal of the Week

Deal of the Week · 903 Burnt Oak CT, Cedar Park TX 78613 · MLS #3542606 · Listed by Kuper Sotheby's Int'l Realty. ALEX valuation $292,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $395,000 903 Burnt Oak CT, Cedar Park TX 78613 · MLS #3542606 Listed at $289,900, 3 bed, 2 bath, 1,245 sq ft. Listed 1% below the ALEX valuation; price reduced 3% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187712621/903-Burnt-Oak-CT-Cedar-Park-TX Lower-middle quartile: $395,000 to $495,000 1213 ELM FOREST DR, Cedar Park TX 78613 · MLS #7460293 Listed at $439,000, 3 bed, 2.5 bath, 2,576 sq ft. Listed 1% below the ALEX valuation; 21% under the local price per sq ft; price reduced 4% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1189523876/1213-ELM-FOREST-DR-Cedar-Park-TX Upper quartile: $560,000 and up 1822 Nelson Ranch LOOP, Cedar Park TX 78613 · MLS #2548486 Listed at $599,900, 4 bed, 3 bath, 2,956 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 5% under the local price per sq ft; price reduced 2% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187972140/1822-Nelson-Ranch-LOOP-Cedar-Park-TX

Key figures · Buttercup Creek · rolling 6 months ending Oct 31, 2026

44 homes sold in Buttercup Creek in the 6 months ending Oct 31, 2026 (down 20.0% on a year earlier).

Median sale price: $500,000 (up 2.5% on a year earlier).

Median price per square foot: $211.

Median days on market: 20.

Median sale price as a share of the original list price: 97.0%.

15 homes for sale now, about 2.0 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

What does a 7.18% mortgage rate mean for a buyer in Buttercup Creek today? With the median home price at $500,000 across 44 closed sales in the rolling six months ending October 31, 2026, monthly payments are significantly higher than in previous years. A standard purchase with a loan amount of $400,000 and a 7.18% rate results in a principal and interest payment of $2,710 per month. ALEX Intelligence calculated the impact of common buydowns to show how buyers can lower their initial costs. For a median-priced home, a 3-2-1 buydown reduces the rate to 4.18% in year one, dropping the monthly payment to $1,951 and saving $759 per month. This temporary reduction costs $18,504 upfront but provides substantial relief during the first three years. A 2-1 buydown offers a smaller reduction, lowering the rate to 5.18% in year one for a total cost of $9,396. These figures are estimates based on median sale prices and current market rates; they are not appraisals. While the median price rose 0.9% compared to the prior six-month period, the high interest rate environment means that financing concessions like buydowns play a critical role in affordability. Buyers should weigh the upfront cost of these incentives against their long-term cash flow needs when making an offer. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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