Blackhawk: Cash vs. Financed Purchases in the Last Six Months

In Blackhawk, every single home sale in the last six months was financed by a lender rather than paid entirely in cash. The data shows zero cash transactions among the 81 closed sales recorded between April and September 2026. This complete reliance on financing highlights how mortgage availability shapes purchasing power in this master-planned community. ALEX Intelligence analyzed the financing types for all 81 closings to determine the split between cash and loan-funded purchases. While many markets show a mix of both, Blackhawk's recent activity reflects a buyer pool that requires traditional lending to close deals. The median sale price for these financed homes was $541,000, with a median price per square foot of $191. The absence of cash sales suggests that buyers in this price range are leveraging mortgage products to acquire property. With the current 30-year fixed rate at 7.32%, financing terms play a critical role in monthly affordability for these transactions. The data indicates that without access to credit, the volume of sales in Blackhawk would be significantly lower than the 81 homes that closed during this period. This trend contrasts with some luxury markets where cash buyers often dominate. Here, the market is driven by borrowers navigating current interest rates and loan qualification standards. As rates fluctuate, the share of financed purchases will likely remain the primary driver of activity in Blackhawk. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog