Cash vs. Financed Purchases in Manchaca

Deal of the Week

Deal of the Week · 12900 Ben Milam DR, Manchaca TX 78652 · MLS #9526468 · Listed by Keller Williams Realty. ALEX valuation $464,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $392,000 12900 Ben Milam DR, Manchaca TX 78652 · MLS #9526468 Listed at $379,000, 3 bed, 2 bath, 2,093 sq ft. Listed 18% below the ALEX valuation; 23% under the local price per sq ft; price reduced 23% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187449538/12900-Ben-Milam-DR-Manchaca-TX Lower-middle quartile: $392,000 to $465,000 12605 Iron Bridge DR, Manchaca TX 78652 · MLS #3754363 Listed at $429,900, 4 bed, 2.5 bath, 2,522 sq ft. Listed 6% below the ALEX valuation; 14% under the local price per sq ft; price reduced 9% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1177171843/12605-Iron-Bridge-DR-Manchaca-TX Upper-middle quartile: $465,000 to $586,000 13402 Ramrod DR, Manchaca TX 78652 · MLS #4909918 Listed at $475,000, 3 bed, 2 bath, 1,861 sq ft. Listed 8% below the ALEX valuation; price reduced 19% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187599850/13402-Ramrod-DR-Manchaca-TX Upper quartile: $586,000 and up 12302 Bethel Church RD, Manchaca TX 78652 · MLS #8989534 Listed at $899,000, 2 bed, 1.5 bath, 2,400 sq ft. Listed 3% below the ALEX valuation; price reduced 25% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1176113916/12302-Bethel-Church-RD-Manchaca-TX

Key figures · Manchaca · rolling 6 months ending Oct 31, 2026

35 homes sold in Manchaca in the 6 months ending Oct 31, 2026 (down 7.9% on a year earlier).

Median net sale price: $441,850 (down 5.5% on a year earlier).

Median price per square foot: $218.

Median days on market: 47.

Median sale price as a share of the original list price: 95.5%.

33 homes for sale now, about 5.7 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

In the Manchaca market over the past six months, every single home sale was financed by a mortgage. The data shows zero cash purchases among the 35 closed transactions analyzed for this period. This absence of all-cash deals highlights how dependent local buyers are on traditional lending to close a purchase in this price range. ALEX Intelligence examined the financing types recorded at closing to determine the share of sales paid entirely in cash versus those requiring a loan. While national trends often show a mix of both, Manchaca's recent activity reflects a market where 100% of buyers utilized mortgage financing. This pattern suggests that entry-level and mid-range affordability here relies heavily on current interest rates rather than liquid capital reserves. The median sale price for these financed homes was $441,850. With the current 30-year fixed rate at 7.18%, as reported by Freddie Mac for the week of November 5, 2026, monthly payments are a significant factor in buyer qualification. The lack of cash buyers means that fluctuations in mortgage rates directly impact purchasing power and transaction volume in this community more than in markets with higher cash activity. For sellers, this indicates that marketing efforts should focus on the financing capabilities of potential buyers rather than expecting quick all-cash closings. The market remains active with 35 sales, but the path to closing for every buyer involves a lender, making the stability of credit availability a key driver of local real estate momentum. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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