Manchaca: Mortgage Rates and Buying Power in November

Deal of the Week

Deal of the Week · 12900 Ben Milam DR, Manchaca TX 78652 · MLS #9526468 · Listed by Keller Williams Realty. ALEX valuation $464,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $392,000 12900 Ben Milam DR, Manchaca TX 78652 · MLS #9526468 Listed at $379,000, 3 bed, 2 bath, 2,093 sq ft. Listed 18% below the ALEX valuation; 23% under the local price per sq ft; price reduced 23% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187449538/12900-Ben-Milam-DR-Manchaca-TX Lower-middle quartile: $392,000 to $465,000 12605 Iron Bridge DR, Manchaca TX 78652 · MLS #3754363 Listed at $429,900, 4 bed, 2.5 bath, 2,522 sq ft. Listed 6% below the ALEX valuation; 14% under the local price per sq ft; price reduced 9% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1177171843/12605-Iron-Bridge-DR-Manchaca-TX Upper-middle quartile: $465,000 to $586,000 13402 Ramrod DR, Manchaca TX 78652 · MLS #4909918 Listed at $475,000, 3 bed, 2 bath, 1,861 sq ft. Listed 8% below the ALEX valuation; price reduced 19% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187599850/13402-Ramrod-DR-Manchaca-TX Upper quartile: $586,000 and up 12302 Bethel Church RD, Manchaca TX 78652 · MLS #8989534 Listed at $899,000, 2 bed, 1.5 bath, 2,400 sq ft. Listed 3% below the ALEX valuation; price reduced 25% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1176113916/12302-Bethel-Church-RD-Manchaca-TX

Key figures · Manchaca · rolling 6 months ending Oct 31, 2026

35 homes sold in Manchaca in the 6 months ending Oct 31, 2026 (down 7.9% on a year earlier).

Median net sale price: $441,850 (down 5.5% on a year earlier).

Median price per square foot: $218.

Median days on market: 47.

Median sale price as a share of the original list price: 95.5%.

33 homes for sale now, about 5.7 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

What does a 7.18% mortgage rate mean for buyers in Manchaca right now? With the median home price at $441,850 across 35 closed sales in the rolling six months ending October 31, 2026, monthly payments are significantly higher than in previous years. A standard 30-year fixed loan at this rate results in a principal and interest payment of $2,395 per month. ALEX Intelligence modeled the impact of common lender concessions to show how buyers can manage these costs. For a median-priced home, purchasing a 3-2-1 buydown costs $16,368 upfront. This reduces the rate in the first year, saving $671 monthly compared to the standard rate, and lowers it further in the second year, saving $458 monthly. A less expensive 2-1 buydown costs $8,316, lowering the rate for the first year and second year with corresponding savings of $458 and $235 monthly. These figures are estimates based on a median sale price of $441,850 and do not include taxes, insurance, or closing costs. While rates remain elevated compared to historical norms, these buydown options provide a structured way to reduce monthly payments during the initial years of ownership. The data reflects single-family home sales net of seller-paid concessions in the Unlock MLS system. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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