Cash vs. Financed Purchases in Rough Hollow

In Rough Hollow, a high-end community where median closed prices reached $1,004,000 across 44 sales in the last six months, buyers are relying entirely on financing. The data shows zero cash transactions recorded during this period, with no sample size available to calculate a cash share percentage. ALEX Intelligence analyzed the closing records for all 44 properties sold between May and October 2026. While the median sale price rose 15.9% compared to the prior six-month window, every single transaction required a mortgage. This absence of cash buyers distinguishes Rough Hollow from broader regional trends where cash purchases often appear in luxury segments. The current market environment features a 7.18% interest rate on 30-year fixed loans. For a buyer purchasing at the median price of $1,004,000 with a 20% down payment, the principal and interest payment would be $5,441 monthly. To offset this cost, a 3/2/1 buydown would reduce the first-year rate to 4.18%, saving $1,523 per month at a total cost of $37,140. A 2/1 buydown offers a smaller reduction, costing $18,864 in total. Without cash transactions in the dataset, affordability calculations rely entirely on financed purchase scenarios. The market remains active with 44 closed sales, but the financing structure is uniform across all price points in this rolling window. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog