Del Valle: How Mortgage Rates Shape Buying Power in October

Deal of the Week

Deal of the Week · 12700 Stoney Ridge BND, Del Valle TX 78617 · MLS #5927670 · Listed by Keller Williams Realty. ALEX valuation $256,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $270,000 12700 Stoney Ridge BND, Del Valle TX 78617 · MLS #5927670 Listed at $254,900, 4 bed, 2.5 bath, 2,281 sq ft. Listed 0% below the ALEX valuation; 36% under the local price per sq ft. See it on alex.realestate: https://www.alex.realestate/listing-detail/1191554189/12700-Stoney-Ridge-BND-Del-Valle-TX Lower-middle quartile: $270,000 to $320,000 12716 Paloma Blanca WAY, Del Valle TX 78617 · MLS #1657833 Listed at $289,000, 4 bed, 2.5 bath, 2,573 sq ft. Listed 4% below the ALEX valuation; 31% under the local price per sq ft; price reduced 7% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1183511337/12716-Paloma-Blanca-WAY-Del-Valle-TX Upper-middle quartile: $320,000 to $350,000 13233 Kincane DR, Del Valle TX 78617 · MLS #5352301 Listed at $320,987, 3 bed, 2.5 bath, 2,070 sq ft. Listed 6% below the ALEX valuation; 10% under the local price per sq ft; price reduced 11% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1170809158/13233-Kincane-DR-Del-Valle-TX Upper quartile: $350,000 and up 12416 Saint Thomas DR, Del Valle TX 78617 · MLS #6485761 Listed at $359,990, 5 bed, 3 bath, 2,585 sq ft. Listed 3% below the ALEX valuation; 29% under the local price per sq ft; price reduced 10% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1190756486/12416-Saint-Thomas-DR-Del-Valle-TX

Key figures · Del Valle · October 2026

19 homes sold in Del Valle in October 2026 (up 11.8% on a year earlier).

Median net sale price: $289,990 (down 12.7% on a year earlier).

Median price per square foot: $172.

Median days on market: 66.

Median sale price as a share of the original list price: 94.0%.

96 homes for sale now, about 5.4 months of supply at the pace of the last six months.

Source: Unlock MLS, October 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

What does a 7.11% mortgage rate mean for a buyer in Del Valle today? With the median closing price at $289,990 across 19 closed sales in October, the monthly principal and interest payment on a standard 30-year fixed loan with 20% down is approximately $1,561. ALEX Intelligence modeled two common buydown structures to show how they affect affordability. A 3-2-1 buydown reduces the rate to 4.11% in year one, saving $439 per month compared to the base rate, but costs $10,716 upfront. A 2-1 buydown lowers the rate to 5.11% in year one, saving $300 monthly, for a total cost of $5,448. These estimates assume a median sale price and do not include taxes or insurance. The market context matters: median prices fell 7.2% from September and are down 12.7% compared to October last year, while homes sold faster with days on market dropping 12.0% month-over-month. Buyers weighing these options should consider how long they plan to stay in the home and whether the upfront cost aligns with their monthly cash flow goals. ALEX Intelligence estimate, not an appraisal. Data source for rates: Freddie Mac Primary Mortgage Market Survey, 30-year fixed, week of November 12, 2026 (FRED MORTGAGE30US). Want to see this home? Call or text George at 713.918.9951 for a private showing. Based on 19 closed sales in the October 2026. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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