Sweetwater: How Mortgage Rates Affect Buying Power in November

Deal of the Week

Deal of the Week · 18409 Deleon Bayou LN, Austin TX 78738 · MLS #1999586 · Listed by Compass RE Texas, LLC. ALEX valuation $506,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $540,000 18409 Deleon Bayou LN, Austin TX 78738 · MLS #1999586 Listed at $510,000, 3 bed, 2 bath, 1,870 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; price reduced 3% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187198207/18409-Deleon-Bayou-LN-Austin-TX Lower-middle quartile: $540,000 to $665,000 6100 Gunnison Turn RD, Austin TX 78738 · MLS #9907558 Listed at $560,000, 4 bed, 2.5 bath, 2,340 sq ft. Listed 5% below the ALEX valuation; price reduced 6% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1189122803/6100-Gunnison-Turn-RD-Austin-TX Upper-middle quartile: $665,000 to $848,000 19113 Freeman CIR, Austin TX 78738 · MLS #6598419 Listed at $720,000, 4 bed, 3.5 bath, 2,796 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 13% under the local price per sq ft. See it on alex.realestate: https://www.alex.realestate/listing-detail/1191048804/19113-Freeman-CIR-Austin-TX Upper quartile: $848,000 and up 19117 Hopper LN, Austin TX 78738 · MLS #1682898 Listed at $910,000, 4 bed, 3.5 bath, 3,454 sq ft. Listed 3% below the ALEX valuation; price reduced 10% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1178727048/19117-Hopper-LN-Austin-TX

Key figures · Sweetwater · rolling 6 months ending Oct 31, 2026

52 homes sold in Sweetwater in the 6 months ending Oct 31, 2026 (down 23.5% on a year earlier).

Median net sale price: $665,145 (down 5.1% on a year earlier).

Median price per square foot: $256.

Median days on market: 39.

Median sale price as a share of the original list price: 95.6%.

36 homes for sale now, about 4.2 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

What does a 7.11% mortgage rate mean for buyers in Sweetwater today? With the median close price at $665,145 across 52 closed sales in the rolling six months ending October 31, 2026, monthly payments are sensitive to even small rate shifts. A standard purchase on a $665,145 home at 7.11% results in a principal-and-interest payment of $3,580 per month. ALEX Intelligence modeled how buydowns change that picture. A 3/2/1 buydown reduces the rate to 4.11% in year one, cutting the monthly payment by $1,006 compared to the base rate. In year two, the rate steps to 5.11% for a $688 monthly savings, and in year three it is 6.11% for a $352 saving. The total cost of this buydown is $24,552, or about 3.69% of the median sale price. A shorter 2/1 buydown costs $12,480 (1.88% of price) and delivers a $688 monthly saving in year one and $352 in year two. These scenarios show how financing terms can shift affordability without changing the home price. Buyers should compare these costs against their cash reserves and long-term plans before deciding on a buydown. The data reflects single-family homes with prices net of seller-paid concessions. Mortgage rates are sourced from Freddie Mac for the week ending November 12, 2026. ALEX Intelligence estimates are not appraisals and do not predict future rates or prices. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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