North Austin Cash vs. Financed Purchases in September

Deal of the Week

Deal of the Week · 11604 N Oaks DR, Austin TX 78753 · MLS #3886316 · Listed by Redfin Corporation. ALEX valuation $316,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $303,000 11604 N Oaks DR, Austin TX 78753 · MLS #3886316 Listed at $287,500, 3 bed, 1 bath, 1,770 sq ft. Listed 9% below the ALEX valuation; 45% under the local price per sq ft; price reduced 18% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188747591/11604-N-Oaks-DR-Austin-TX Lower-middle quartile: $303,000 to $375,000 1800 Rainy Meadows DR, Austin TX 78758 · MLS #8878636 Listed at $324,900, 3 bed, 2 bath, 1,550 sq ft. Listed 21% below the ALEX valuation; 24% under the local price per sq ft; price reduced 24% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1182757529/1800-Rainy-Meadows-DR-Austin-TX Upper-middle quartile: $375,000 to $437,000 206 E Wonsley DR # 1, Austin TX 78753 · MLS #3231201 Listed at $435,000, 3 bed, 2.5 bath, 1,963 sq ft. Listed 9% below the ALEX valuation; 25% under the local price per sq ft; price reduced 13% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1179185755/206-E-Wonsley-DR-1-Austin-TX Upper quartile: $437,000 and up 3604 Carla DR, Austin TX 78754 · MLS #8765074 Listed at $549,900, 4 bed, 2 bath, 2,300 sq ft. Listed 16% below the ALEX valuation; 19% under the local price per sq ft; price reduced 20% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1182522749/3604-Carla-DR-Austin-TX

Key figures · North Austin · September 2026

65 homes sold in North Austin in September 2026 (down 18.8% on a year earlier).

Median sale price: $381,999 (up 3.5% on a year earlier).

Median price per square foot: $225.

Median days on market: 36.

Median sale price as a share of the original list price: 94.8%.

456 homes for sale now, about 5.7 months of supply at the pace of the last six months.

Source: Unlock MLS, September 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

Cash buyers accounted for zero percent of the 65 homes that closed in North Austin during September 2026. This figure is based on a sample size of 65 transactions where financing type was recorded at closing. In this market segment, every single buyer relied on mortgage financing to complete their purchase. The absence of cash sales in this dataset suggests that local buyers are heavily dependent on traditional lending channels. With the median sale price reaching $381,999 across these 65 homes, the capital required for an all-cash transaction remains a significant barrier for many purchasers in this area. Current market conditions show a median mortgage rate of 7.24% as of late October 2026. While buydowns are available to lower monthly payments, the data indicates that even with these tools, buyers are not utilizing cash reserves to bypass financing entirely during this period. The reliance on financed purchases remains absolute for the current cohort of closed sales in North Austin. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

MIT, Nvidia, Google, AWS & IBM-Trained. Cross-Domain Expert. Castor Venture Club.

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et al.

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