Llano County: How Rates and Buydowns Shift Buying Power in October

Deal of the Week

Deal of the Week · 1626 Cree TRL, Kingsland TX 78639 · MLS #9276664 · Listed by Zina & Co. Real Estate. ALEX valuation $264,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $360,000 1626 Cree TRL, Kingsland TX 78639 · MLS #9276664 Listed at $289,000, 3 bed, 2 bath, 1,200 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 41% under the local price per sq ft. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187057284/1626-Cree-TRL-Kingsland-TX Lower-middle quartile: $360,000 to $583,000 204 Mountain Home RD, Horseshoe Bay TX 78657 · MLS #3136332 Listed at $559,000, 3 bed, 2 bath, 1,979 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 9% under the local price per sq ft; price reduced 11% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1178686030/204-Mountain-Home-RD-Horseshoe-Bay-TX Upper-middle quartile: $583,000 to $1,165,000 214 Island Lodges DR, Buchanan Dam TX 78609 · MLS #9019904 Listed at $649,000, 2 bed, 2 bath, 2,100 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; price reduced 17% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1167870233/214-Island-Lodges-DR-Buchanan-Dam-TX Upper quartile: $1,165,000 and up 104 Orange Plume, Horseshoe Bay TX 78657 · MLS #8799377 Listed at $2,349,000, 4 bed, 4 bath, 5,612 sq ft. Listed 2% below the ALEX valuation; 4% under the local price per sq ft; price reduced 6% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1180162789/104-Orange-Plume-Horseshoe-Bay-TX

Key figures · Llano County · October 2026

22 homes sold in Llano County in October 2026 (up 4.8% on a year earlier).

Median net sale price: $542,500 (up 7.4% on a year earlier).

Median price per square foot: $267.

Median days on market: 131.

Median sale price as a share of the original list price: 83.5%.

288 homes for sale now, about 10.8 months of supply at the pace of the last six months.

Source: Unlock MLS, ABOR-listed sales only, October 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

What does a 7.11% mortgage rate mean for a buyer in Llano County today? With the median closed price at $542,500 across 22 sales in October 2026, the monthly principal and interest payment on a standard 30-year fixed loan is $2,920. ALEX Intelligence modeled how buydowns alter that baseline. A 3-2-1 buydown reduces the rate to 4.11% in year one, cutting the monthly payment to $2,100 and saving $820 per month. The cost of this buydown is $20,016, or 3.69% of the median sale price. A 2-1 buydown lowers the rate to 5.11% in year one, reducing the payment to $2,359 and saving $561 monthly, at a total cost of $10,176 (1.88% of price). These tools can improve affordability when rates are elevated. However, market conditions also matter: median days on market rose 36.5% from the prior month to 131 days, and 90.9% of homes sold below their original list price. Buyers should weigh the upfront cost of a buydown against the current pace of sales and the time it takes to close in this market. The mortgage rate data is sourced from Freddie Mac Primary Mortgage Market Survey for the week ending November 12, 2026. All model outputs are ALEX Intelligence estimates, not appraisals. Want to see this home? Call or text George at 713.918.9951 for a private showing. Based on 22 closed sales in the October 2026. Coverage: most home sales in Llano County are listed in the Highland Lakes MLS, which ALEX does not receive yet. The figures in this post count only sales listed in Unlock MLS (ABOR), so they describe part of the local market, not all of it. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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