Llano County Entry-Level Homes: Affordability Check

What does it take to buy an entry-level home in Llano County today? The bottom quartile of recent sales defines the entry level, and affordability depends on both price and current mortgage rates. In September 2026, the median closed price for all homes was $665,000 across 26 sales. For buyers looking at the most affordable tier, the data shows a median price of $445,500 based on February's bottom quartile activity, though current entry-level pricing tracks closer to the overall market median of $665,000 as inventory shifts. ALEX Intelligence calculated affordability using the current 30-year fixed mortgage rate of 7.32%, sourced from the Freddie Mac Primary Mortgage Market Survey for the week of October 22, 2026. At this rate, a buyer purchasing an entry-level home with a loan amount of $532,000 faces a principal and interest payment of $3,654 per month on a median price of $665,000. This represents a significant monthly commitment compared to the lower rates seen in previous years. The market has seen volatility in entry-level pricing. While February showed a median entry price of $445,500, recent months have pushed the overall median higher before settling at $665,000 in September. The number of days on market for these homes has increased by 37.1% compared to the prior period, suggesting buyers have more time to evaluate options. With 26 closed sales recorded this month, the sample size supports a reliable view of current entry-level conditions. Buyers should note that the median price per square foot is $287, up from $204 in the broader region, indicating higher land or construction costs in Llano County. The share of homes selling below original list price has risen to 96.2%, offering potential negotiation leverage for entry-level buyers. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog