Cash vs. Financed Purchases in Lee County

In Lee County, every single one of the 48 homes sold in the last six months was purchased with financing. The data shows zero cash transactions recorded during this period, meaning the share of sales paid entirely in cash is 0%. This absence of cash buyers suggests that local affordability relies heavily on mortgage lending rather than liquid capital. The median sale price for these financed homes reached $347,000, up 9.3% from the prior six-month period. With a current mortgage rate of 7.32%, buyers are navigating higher borrowing costs while still driving sales volume. The market activity reflects this reliance on credit, as no cash purchases were large enough to register in the sample of 48 closed sales. ALEX Intelligence analyzed the financing fields for all 48 transactions to determine that cash share is currently null. This metric indicates a market where buyers are dependent on traditional loan structures. Without any recorded cash deals, the purchasing power dynamics here are driven entirely by mortgage availability and interest rate conditions rather than investor liquidity or cash-rich individuals. The lack of cash sales also means there is no data to compare payment speeds or negotiation leverage between cash and financed offers for this specific window. Buyers in Lee County must plan their budgets around financing terms, as the market has not seen a single all-cash transaction in the trailing 180 days. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog