Lampasas County Entry-Level Homes: Affordability Check

What does it cost to buy an entry-level home in Lampasas County today? The median price for the bottom quartile of sales reached $319,745 across 76 closed transactions in the rolling six months ending September 30, 2026. This figure represents the threshold for affordable housing in the current market cycle. ALEX Intelligence applied a payment-to-price affordability model using the median entry-level price and the current mortgage rate of 7.32% from the Freddie Mac Primary Mortgage Market Survey dated October 22, 2026. Assuming a standard 20% down payment on a $319,745 home, the principal and interest payment sits at $1,757 per month. This calculation isolates the cost of borrowing to show how rate levels impact monthly cash flow for buyers in this price tier. Compared to the prior six-month period, entry-level prices have risen 11.0%, while the median price per square foot increased 12.4%. Despite higher rates, the number of days on market for these homes has dropped slightly by 1.9% compared to the previous window, suggesting steady demand even as borrowing costs remain elevated. Buyers entering this segment must weigh the rising median price against the current cost of capital to determine their purchasing power in Lampasas County. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog