Cash vs. Financed Purchases in Lampasas County

Can buyers and sellers in Lampasas County determine the split between cash and financed deals? The data for this specific six-month window does not include financing type at close, so a cash-versus-financed breakdown cannot be calculated. The market recorded 76 closed sales with a median price of $319,745. While we can see that 24 of these were new construction, the dataset lacks the specific field required to distinguish how many buyers paid entirely in cash versus those who secured a mortgage. Without this data point, any attempt to quantify the share of cash purchases would be speculative and violate the rule against inventing figures. For context, the median price per square foot rose 12.4% compared to the prior six months, reaching $172. However, the absence of financing details means we cannot assess how mortgage rates or down payment requirements influenced these specific transactions during this period. The current market rate for a 30-year fixed loan is 7.32%, sourced from Freddie Mac, but the impact on buyer mix remains unquantified in this report. ALEX Intelligence notes that while other metrics like days on market and list-to-sale ratios are robust, the financing composition requires data fields not present in this specific tier B sample. Future reports may capture this split if the underlying MLS feed updates with the necessary transaction details. Until then, the cash share remains unreported for Lampasas County. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog