La Cima Entry-Level Homes: Affordability Check

Deal of the Week

Deal of the Week · 133 Horseherb WAY, San Marcos TX 78666 · MLS #9845553 · Listed by LPT Realty, LLC. ALEX valuation $361,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $358,000 133 Horseherb WAY, San Marcos TX 78666 · MLS #9845553 Listed at $356,990, 4 bed, 2.5 bath, 1,980 sq ft. Listed 1% below the ALEX valuation; 8% under the local price per sq ft; price reduced 12% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1191049980/133-Horseherb-WAY-San-Marcos-TX Lower-middle quartile: $358,000 to $450,000 218 Penstemon VW, San Marcos TX 78666 · MLS #7009608 Listed at $449,900, 4 bed, 3 bath, 2,545 sq ft. Listed 10% below the ALEX valuation; 11% under the local price per sq ft; price reduced 18% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188511646/218-Penstemon-VW-San-Marcos-TX Upper-middle quartile: $450,000 to $511,000 112 Teakmill TRL, San Marcos TX 78666 · MLS #8991273 Listed at $474,990, 4 bed, 3.5 bath, 2,558 sq ft. Listed 1% below the ALEX valuation; 5% under the local price per sq ft; price reduced 10% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1180514671/112-Teakmill-TRL-San-Marcos-TX Upper quartile: $511,000 and up 229 Majestic Sage TRL, San Marcos TX 78666 · MLS #4133686 Listed at $529,000, 4 bed, 3 bath, 3,258 sq ft. Listed 6% below the ALEX valuation; 10% under the local price per sq ft; price reduced 8% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187798026/229-Majestic-Sage-TRL-San-Marcos-TX

Key figures · La Cima · rolling 6 months ending Oct 31, 2026

42 homes sold in La Cima in the 6 months ending Oct 31, 2026 (down 30.0% on a year earlier).

Median net sale price: $454,745 (down 4.7% on a year earlier).

Median price per square foot: $193.

Median days on market: 66.

Median sale price as a share of the original list price: 93.3%.

55 homes for sale now, about 7.9 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

What does it take to buy an entry-level home in La Cima today? The bottom quartile of recent sales shows a median price of $358,636 across 42 closed transactions over the last six months. This figure represents the most affordable tier available in this master-planned community in San Marcos. ALEX Intelligence analyzed the payment burden for buyers using current market conditions. With a 7.18% mortgage rate from the week of November 5, 2026, and a loan amount of $363,796 based on the median price, the principal and interest would be approximately $2,464 per month. This calculation excludes taxes, insurance, and HOA fees but highlights the baseline cost of financing. The data also reveals how buydowns can alter affordability. A 3-2-1 buydown would reduce the initial rate to 4.18% for the first year, saving roughly $689 monthly on that same median price, though it costs about $16,812 upfront. A 2-1 buydown offers a smaller reduction, costing approximately $8,544. These tools can make entry-level pricing more accessible in a higher-rate environment. Compared to the prior six-month period, the median price for these homes rose by 12.5%, while the time on market dropped significantly by 32.7%. This suggests that even at the lower end of the price spectrum, demand remains active despite the cost of borrowing. Buyers should weigh the immediate cash flow relief of a buydown against the upfront capital required to secure it. The median home size for this tier is 2,380 square feet, offering substantial living space relative to the entry-level price point. However, the share of homes selling below original list price remains high at 83%, indicating that negotiation power still exists for buyers in this segment. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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