La Cima Entry-Level Homes: Can You Afford One?

Can buyers afford the entry-level homes in La Cima right now? The bottom quartile of closed sales in the last six months shows a median price of $408,000 for those qualifying properties. This figure represents the most affordable tier available in this master-planned community based on the trailing 12-month data window. ALEX Intelligence calculated affordability using the current mortgage rate of 7.32% from the Freddie Mac Primary Mortgage Market Survey dated October 22, 2026. The data indicates a principal and interest monthly payment of $2,649 for a loan amount of $385,688 at this rate. This calculation isolates the cost of borrowing to show the baseline monthly commitment required for buyers in this price bracket without assuming specific down payment percentages not listed in the source figures. The median living area for these homes is 2,217 square feet, which is slightly smaller than the overall community median of 2,400 square feet. While prices have risen 20.3% compared to the prior six-month period, the number of days on market has dropped by 27.6%, suggesting that affordable inventory moves quickly when available. Buyers looking at this tier should be prepared for competitive conditions given the limited supply relative to demand. The data reflects 43 closed sales over the rolling six months ending September 30, 2026. This sample size provides a reliable view of the entry-level segment without projecting future price movements or predicting market direction beyond the observed trends. Looking to buy in La Cima? Get new listings the day they hit the market. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Partner, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951