Cash vs. Financed Purchases in Kissing Tree

In the rolling six months ending October 31, 2026, every single home sale in Kissing Tree was financed; zero cash purchases were recorded among the 36 closed transactions. This absence of cash buyers distinguishes this San Marcos master-planned community from broader regional trends where cash activity often stabilizes market velocity. ALEX Intelligence analyzed the financing mix for all 36 sales to determine the share of cash versus financed deals. The data shows a 0% cash share across the entire period, with no individual transactions identified as cash-only closings. This suggests that buyers in Kissing Tree are relying entirely on mortgage financing to acquire homes during this window. The median closing price for these financed sales was $481,490, representing a 10.0% decrease from the prior six-month period and a 14.9% drop compared to the same timeframe last year. With 36 closed sales, the sample size meets the minimum threshold for this analysis, confirming that financing is the exclusive payment method for current transactions in this subdivision. While mortgage rates currently stand at 7.11% according to Freddie Mac data from the week of November 12, 2026, the lack of cash buyers indicates that affordability constraints or market conditions are driving all participants toward traditional lending channels. The median contract-to-close time was not available for this period, but the reliance on financing remains a defining characteristic of the current Kissing Tree market. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog