Blanco Vista Cash vs. Financed Purchases in Oct

Deal of the Week

128 Lacey Oak LOOP, San Marcos TX 78666
Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $278,000 128 Lacey Oak LOOP, San Marcos TX 78666 · MLS #1720447 Listed at $275,000, 3 bed, 2 bath, 1,790 sq ft. Listed 2% below the ALEX valuation; 14% under the local price per sq ft; price reduced 8% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188932807/128-Lacey-Oak-LOOP-San-Marcos-TX Lower-middle quartile: $278,000 to $348,000 104 Ladolia LN, San Marcos TX 78666 · MLS #2282048 Listed at $310,000, 3 bed, 2 bath, 1,821 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; price reduced 5% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188055720/104-Ladolia-LN-San-Marcos-TX Upper-middle quartile: $348,000 to $425,000 706 Irvin DR, San Marcos TX 78666 · MLS #2145179 Listed at $395,000, 4 bed, 2.5 bath, 2,907 sq ft. Listed 1% below the ALEX valuation; 24% under the local price per sq ft; price reduced 9% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1188295396/706-Irvin-DR-San-Marcos-TX Upper quartile: $425,000 and up 317 Lacey Oak LOOP, San Marcos TX 78666 · MLS #7266812 Listed at $440,000, 4 bed, 3 bath, 2,594 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 3% under the local price per sq ft. See it on alex.realestate: https://www.alex.realestate/listing-detail/1189686864/317-Lacey-Oak-LOOP-San-Marcos-TX

Key figures · Blanco Vista · rolling 6 months ending Oct 31, 2026

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

Market figures by town

In Blanco Vista, every single home sold over the past six months was financed; zero buyers paid all cash. This pattern holds across the 27 closed sales tracked in the rolling window ending October 31, 2026. ALEX Intelligence analyzed the financing data to determine the split between cash and loan-funded transactions. The result is a 0% cash share with a sample size of 27 closed sales. This contrasts with regional trends where cash buyers often appear in single-digit percentages. In Blanco Vista, the absence of cash deals suggests that local buyers are relying entirely on mortgage financing to acquire homes. The median closing price for these financed transactions was $325,000. With current mortgage rates at 7.18% as of November 5, 2026, monthly payments are a primary driver for affordability in this market. A standard 3-2-1 buydown on a median-priced home would cost approximately $12,024 to reduce the initial interest rate, while a 2-1 buydown would cost about $6,108. The lack of cash activity may reflect the specific price point of homes in Blanco Vista or the availability of financing options for local buyers. Regardless of the cause, the data confirms that every transaction in this period involved a lender. As inventory levels shift, the proportion of cash versus financed purchases could change, but for now, financing is the only path to ownership recorded in these sales. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog
George Arnold Alexander III, MPA
Partner, ALEX Companies
Associate Broker, Alexander Tiffany Southwest, LLC
Licensed Broker in TX, CO, NC, AL
[email protected] · +1 713.918.9951
TREC Information About Brokerage Services · TREC Consumer Protection Notice
Source data: Unlock MLS, rolling 6 months ending Oct 31, 2026, n=27
View this home on alex.realestateDownload the PDFDownload the videoSchedule a showing
Slide 1Slide 2Slide 3Slide 4Slide 5Slide 6Slide 7Slide 8Slide 9Slide 10Slide 11
Licensed by the Texas Real Estate Commission. Broker: Alexander Tiffany Southwest, LLC · License #565194-BB.
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B  ·  George Arnold Alexander III, Partner, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov