Plum Creek: How Rates Shape Buying Power Today

Deal of the Week

Deal of the Week · 183 STARK, Kyle TX 78640 · MLS #5196995 · Listed by Keller Williams City-View. ALEX valuation $254,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $265,000 183 STARK, Kyle TX 78640 · MLS #5196995 Listed at $231,499, 3 bed, 2 bath, 1,450 sq ft. Listed 9% below the ALEX valuation; 5% under the local price per sq ft; price reduced 11% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1189054364/183-STARK-Kyle-TX Lower-middle quartile: $265,000 to $310,000 240 Simon, Kyle TX 78640 · MLS #1670795 Listed at $284,900, 3 bed, 2.5 bath, 1,795 sq ft. Listed 4% below the ALEX valuation; 4% under the local price per sq ft; price reduced 11% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1184687689/240-Simon-Kyle-TX Upper-middle quartile: $310,000 to $346,000 236 STARK, Kyle TX 78640 · MLS #8630272 Listed at $320,499, 4 bed, 2 bath, 1,774 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; price reduced 11% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1183834480/236-STARK-Kyle-TX Upper quartile: $346,000 and up 1269 Nevarez, Kyle TX 78640 · MLS #6583134 Listed at $429,999, 5 bed, 4 bath, 2,991 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 13% under the local price per sq ft; price reduced 7% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1178630363/1269-Nevarez-Kyle-TX

Key figures · Plum Creek · rolling 6 months ending Oct 31, 2026

107 homes sold in Plum Creek in the 6 months ending Oct 31, 2026 (up 48.6% on a year earlier).

Median net sale price: $308,057 (up 0.2% on a year earlier).

Median price per square foot: $167.

Median days on market: 44.

Median sale price as a share of the original list price: 94.8%.

43 homes for sale now, about 2.4 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

What does a 7.11% mortgage rate mean for a buyer in Plum Creek today? With the median closed price at $308,057 across 107 sales in the rolling six months ending October 31, 2026, monthly payments are sensitive to every basis point. A standard 30-year fixed loan on this home with 20% down requires a principal-and-interest payment of $1,658 at the current rate. ALEX Intelligence modeled two common buydowns to show how buyers can manage that cost. A 2/1 temporary buydown reduces the rate in year one and year two, costing $5,772 total (1.87% of the median price). A 3/2/1 buydown goes further, dropping the rate over three years, for a total cost of $11,364 (3.69% of the median price). These scenarios assume a median sale price of $308,057 with 20% down. The data shows that while the median price rose 1.2% versus the prior six-month period, days on market fell 21.4%, and the close-to-original list ratio improved to 94.8%. Buyers should weigh the upfront buydown cost against their cash flow needs and how long they plan to hold the home. The mortgage rate source is Freddie Mac Primary Mortgage Market Survey, 30-year fixed, week of November 12, 2026 (FRED MORTGAGE30US). All model outputs are ALEX Intelligence estimates, not appraisals. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

TREC Information About Brokerage Services · TREC Consumer Protection Notice