Plum Creek Cash vs. Financed Purchases in Rolling Six Months

In the Plum Creek master-planned community, every single home sold in the past six months was financed. The data shows zero cash purchases among the 106 closed sales tracked from May through October 2026. This indicates that buyers in this specific subdivision relied entirely on mortgage financing to complete their transactions during this period. ALEX Intelligence analyzed the financing types for all closed sales to determine the share of cash versus financed deals. While the broader region often sees a mix of both, Plum Creek's recent activity reflects a 0% cash share. This pattern suggests that the entry-level and mid-range price points in this community are primarily accessible through traditional lending rather than all-cash offers. The median close price for these financed homes remained steady at $310,000, with properties spending an average of 40 days on market before closing. The absence of cash buyers may influence negotiation dynamics, as financed deals typically require appraisal and underwriting steps that can extend the timeline compared to cash transactions. This trend contrasts with some other Austin-area communities where cash purchases frequently account for a significant portion of sales. For Plum Creek specifically, the reliance on financing highlights the importance of pre-approval and loan stability for buyers looking to compete in this market segment. The data confirms that for every home sold here recently, a lender was involved in the final transaction. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog