Mortgage Rates and Buying Power in 6 Creeks

Deal of the Week

Deal of the Week · 159 Coyote Creek WAY, Kyle TX 78640 · MLS #9837073 · Listed by Keller Williams Realty. ALEX valuation $405,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $450,000 159 Coyote Creek WAY, Kyle TX 78640 · MLS #9837073 Listed at $425,000, 4 bed, 2.5 bath, 2,388 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 10% under the local price per sq ft. See it on alex.realestate: https://www.alex.realestate/listing-detail/1191872661/159-Coyote-Creek-WAY-Kyle-TX Lower-middle quartile: $450,000 to $496,000 533 Prickly Poppy LOOP, Kyle TX 78640 · MLS #9080005 Listed at $469,990, 4 bed, 3.5 bath, 2,713 sq ft. Listed 0% below the ALEX valuation; 10% under the local price per sq ft; price reduced 9% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1179413565/533-Prickly-Poppy-LOOP-Kyle-TX Upper-middle quartile: $496,000 to $580,000 283 Painted Creek WAY, Kyle TX 78640 · MLS #4749015 Listed at $525,000, 4 bed, 3 bath, 2,895 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 6% under the local price per sq ft; price reduced 3% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1177437477/283-Painted-Creek-WAY-Kyle-TX Upper quartile: $580,000 and up 133 Bedford RUN, Kyle TX 78640 · MLS #7549645 Listed at $599,900, 4 bed, 3.5 bath, 2,895 sq ft. Listed 9% below the ALEX valuation; price reduced 21% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1184916117/133-Bedford-RUN-Kyle-TX

Key figures · 6 Creeks · rolling 6 months ending Oct 31, 2026

80 homes sold in 6 Creeks in the 6 months ending Oct 31, 2026 (down 23.8% on a year earlier).

Median net sale price: $488,140 (down 9.3% on a year earlier).

Median price per square foot: $193.

Median days on market: 126.

Median sale price as a share of the original list price: 90.6%.

78 homes for sale now, about 5.8 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Oct 31, 2026. Single-family homes; prices net of seller-paid concessions, the same figures as the ALEX market statistics pages. Information deemed reliable but not guaranteed.

What does a 7.11% mortgage rate mean for a buyer in 6 Creeks today? With the median home price at $488,140 across 80 closed sales in the rolling six months ending October 31, 2026, monthly payments are significantly higher than they were two years ago. A standard purchase with a loan amount of $390,512 and a 7.11% note rate results in a principal and interest payment of $2,627 per month. ALEX Intelligence modeled the impact of common buydowns to show how buyers can manage these costs. A 3-2-1 buydown, which reduces the rate to 4.11% in year one, 5.11% in year two, and 6.11% in year three, would cost $18,000 upfront. This equals 3.69% of the median sale price but lowers the first-year payment by $738 per month. A 2-1 buydown costs $9,144 (1.87% of the price) and reduces the first-year payment by $504 per month. These figures are estimates based on current market data and do not constitute an appraisal. The median home in 6 Creeks has shrunk slightly to 2,611 square feet, while the median price per square foot stands at $193. Buyers should weigh the upfront cost of a buydown against their long-term rate expectations and cash flow needs. The data reflects single-family homes with prices net of seller-paid concessions. The mortgage rate source is the Freddie Mac Primary Mortgage Market Survey for the week of November 12, 2026. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC

Licensed Broker in TX, CO, NC, AL

[email protected] · +1 713.918.9951

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