Sunfield Cash vs. Financed Purchases in October

In October 2026, every home sold in the Sunfield community relied on financing, with zero cash transactions recorded among the 20 closed sales. This absence of all-cash deals highlights a market where buyers are dependent on mortgage capital to complete purchases. The data shows that while 20 homes changed hands, the share of cash purchases was effectively 0%. This contrasts with broader regional trends where cash buyers often compete for inventory, but here the financing requirement is universal. The median closing price for these financed sales reached $367,000, a 5.8% increase from the prior month, though still 8.6% below the same period last year. With current mortgage rates at 7.24%, as reported by Freddie Mac for the week of October 29, 2026, buyers are navigating higher borrowing costs without the cushion of cash liquidity. The median contract-to-close time was not recorded for this specific cohort, but the reliance on financing remains the defining characteristic of these transactions. ALEX Intelligence analyzed the financing types at closing to determine that all 20 sales involved non-cash funding. This uniformity suggests that local buyers in Sunfield are currently operating within a strictly financed environment, where access to credit is the primary gatekeeper for market entry rather than liquid capital reserves. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog