Guadalupe County: Cash vs. Financed Purchases in the Last Six Months

Deal of the Week

Deal of the Week · 210 E Cedar ST, Seguin TX 78155 · MLS #3358489 · Listed by Land Up Realty & Investments. ALEX valuation $225,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $249,000 210 E Cedar ST, Seguin TX 78155 · MLS #3358489 Listed at $224,900, 2 bed, 1 bath, 1,597 sq ft. Listed 0% below the ALEX valuation; 3% under the local price per sq ft; price reduced 4% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187897471/210-E-Cedar-ST-Seguin-TX Lower-middle quartile: $249,000 to $320,000 438 KAYDEN PT, New Braunfels TX 78130 · MLS #4955453 Listed at $310,000, 4 bed, 2.5 bath, 1,816 sq ft. Listed 0% below the ALEX valuation; 13% under the local price per sq ft; price reduced 5% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187138966/438-KAYDEN-PT-New-Braunfels-TX Upper-middle quartile: $320,000 to $420,000 520 Brook Shadow, Cibolo TX 78108 · MLS #6698717 Listed at $350,000, 4 bed, 3.5 bath, 3,426 sq ft. Listed 5% below the ALEX valuation; 29% under the local price per sq ft; price reduced 4% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1187803693/520-Brook-Shadow-Cibolo-TX Upper quartile: $420,000 and up 882 Cottonseed RUN, Martindale TX 78655 · MLS #3123507 Listed at $1,400,000, 4 bed, 3.5 bath, 4,260 sq ft. Listed 10% below the ALEX valuation. See it on alex.realestate: https://www.alex.realestate/listing-detail/1190729047/882-Cottonseed-RUN-Martindale-TX

Key figures · Guadalupe County · rolling 6 months ending Oct 31, 2026

86 homes sold in Guadalupe County in the 6 months ending Oct 31, 2026 (down 21.8% on a year earlier).

Median sale price: $330,750 (up 14.1% on a year earlier).

Median price per square foot: $163.

Median days on market: 58.

Median sale price as a share of the original list price: 94.8%.

105 homes for sale now, about 7.3 months of supply at the pace of the last six months.

Source: Unlock MLS, ABOR-listed sales only, rolling 6 months ending Oct 31, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

In Guadalupe County, every single home sale over the past six months was financed; no cash purchases were recorded among the 86 closed transactions analyzed. This data comes from a rolling six-month window ending October 31, 2026, covering 86 sales with a median close price of $330,750. The absence of cash buyers in this dataset highlights a market where financing remains essential for acquisition. While the county saw a 4.4% increase in median prices compared to the prior six-month period and a 14.1% rise year-over-year, the reliance on traditional mortgages appears universal among these closed deals. The sample size of 86 sales provides a clear picture of current buyer behavior, showing that 0% of transactions were completed with cash. This trend contrasts with broader regional patterns where cash buyers often represent a distinct segment of the market. In Guadalupe County, the data indicates that buyers are uniformly dependent on mortgage financing to close deals. The median contract-to-close time was not reported for this period, but the consistent use of financing suggests standard lending processes are driving the volume of sales. ALEX Intelligence analyzed the financing fields for all 86 closed sales to determine the share of cash versus financed purchases. With zero cash transactions recorded, the market's liquidity relies entirely on mortgage-backed capital during this six-month window. This uniformity in payment method offers a distinct view of buyer composition in the region. Want to see this home? Call or text George at 713.918.9951 for a private showing. Coverage: most home sales in Guadalupe County are listed in another MLS, which ALEX does not receive yet. The figures in this post count only sales listed in Unlock MLS (ABOR), so they describe part of the local market, not all of it. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog

George Arnold Alexander III, MPA

MIT, Nvidia, Google, AWS & IBM-Trained. Cross-Domain Expert. Castor Venture Club.

Partner, ALEX Companies

Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et al.

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