Cash vs. Financed Purchases in New Braunfels

Can buyers in New Braunfels afford to pay cash for a home? The October 2026 data shows zero recorded cash purchases among the 23 single-family homes that closed this month. While the median sale price rose 42.9% from September to $455,000, the share of all-cash deals remains unreported in the current dataset. This absence of cash transaction data means we cannot calculate the cash-to-financed split for this specific month. The market activity was driven entirely by financed purchases, with a median contract-to-close time not yet available for analysis. Without a sample size of at least 10 closed sales with recorded financing types, a trend line or percentage breakdown cannot be generated. The median price per square foot increased to $197.83, up 20.4% from the prior month, while homes spent an average of 49 days on market, down 46.2% from September. Despite these shifts in pricing and velocity, the financing composition remains undefined for this reporting period. ALEX Intelligence estimates that without specific cash transaction flags in the source data, the cash share is effectively zero or unrecorded for this sample. Buyers relying on mortgages continue to dominate the October activity, with median contract-to-close durations pending further data availability. The current mortgage rate stands at 7.11% according to the Freddie Mac Primary Mortgage Market Survey for the week of November 12, 2026. This rate influences the affordability calculations for the financed portion of these sales, though specific buydown costs are not applicable without a defined cash alternative baseline in this dataset. For a complete picture of financing trends, future reports will require recorded cash transaction flags to compare against the financed volume. Until then, the October 2026 snapshot reflects a market where all reported closings involved traditional mortgage financing. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Based on 23 closed sales in the October 2026. Coverage: most home sales in New Braunfels are listed in another MLS, which ALEX does not receive yet. The figures in this post count only sales listed in Unlock MLS (ABOR), so they describe part of the local market, not all of it. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog