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Cash vs. Financed Purchases in Bertram
By George Arnold Alexander III, MPA · Associate Broker · 2026-10-22
Deal of the Week

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range.
Lower quartile: under $255,000
314 Heavenly WAY, Bertram TX 78605 · MLS #6184332
Listed at $243,699, 4 bed, 2 bath, 2,000 sq ft. Listed 20% below the ALEX valuation; 14% under the local price per sq ft; price reduced 22% from original.
See it on alex.realestate: https://www.alex.realestate/listing-detail/1187442579/314-Heavenly-WAY-Bertram-TX
Lower-middle quartile: $255,000 to $303,000
307 Heavenly WAY, Bertram TX 78605 · MLS #1098163
Listed at $266,699, 4 bed, 3 bath, 2,302 sq ft. Listed 21% below the ALEX valuation; 18% under the local price per sq ft; price reduced 19% from original.
See it on alex.realestate: https://www.alex.realestate/listing-detail/1188533959/307-Heavenly-WAY-Bertram-TX
Upper-middle quartile: $303,000 to $500,000
3947 County Road 210, Bertram TX 78605 · MLS #1871907
Listed at $465,000, 4 bed, 2.5 bath, 1,974 sq ft. Listed 16% below the ALEX valuation; price reduced 22% from original.
See it on alex.realestate: https://www.alex.realestate/listing-detail/1180687008/3947-County-Road-210-Bertram-TX
Upper quartile: $500,000 and up
301 Serenity DR, Bertram TX 78605 · MLS #1169471
Listed at $874,900, 4 bed, 2.5 bath, 3,050 sq ft. Listed 7% below the ALEX valuation; price reduced 3% from original.
See it on alex.realestate: https://www.alex.realestate/listing-detail/1188831785/301-Serenity-DR-Bertram-TX
Key figures · Bertram · rolling 6 months ending Sep 30, 2026
- 71 homes sold in Bertram in the 6 months ending Sep 30, 2026 (up 16.4% on a year earlier).
- Median sale price: $311,999 (up 6.4% on a year earlier).
- Median price per square foot: $169.
- Median days on market: 56.
- Median sale price as a share of the original list price: 94.3%.
- 69 homes for sale now, about 5.8 months of supply at the pace of the last six months.
Source: Unlock MLS, rolling 6 months ending Sep 30, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.
In Bertram, the share of buyers paying entirely in cash cannot be calculated from the available data for the current analysis window. The dataset records zero cash transactions among the 71 closed sales over the rolling six months ending September 30, 2026. This absence of recorded cash purchases suggests that financing remains the primary method for acquiring homes in this market during this period.
The median sale price for these 71 transactions was $311,999, representing a 7.4% increase compared to the prior six-month period and a 6.4% rise from the same window last year. While cash purchase data is unavailable, the reliance on mortgage financing is evident in the broader market context where the median contract-to-close duration was not recorded for this specific sample, but the overall market activity shows steady movement.
ALEX Intelligence notes that without a sufficient count of cash sales to establish a trend or ratio, we cannot determine the current split between cash and financed buyers. The data indicates that all 71 closed sales in this window were financed transactions. This pattern highlights the importance of mortgage availability and interest rates for Bertram buyers, as no alternative payment method appears to have been utilized in the recorded closings during this timeframe.
For context, the median price per square foot was $169, down 2.9% from the prior period but 15.9% lower than the same time last year. The market continues to operate with a median of 56 days on market, which is 3.4% faster than the previous six months but 14.3% slower than the prior year.
Want to see this home? Call or text George at 713.918.9951 for a private showing.
Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals.
Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog
Source data: Unlock MLS, rolling 6 months ending Sep 30, 2026, n=71 closed sales
Cover photo: Flanigans Bertram 2 Wiki (1 of 1) by Renelibrary, CC BY-SA 4.0, via Wikimedia Commons; darkened, cropped and text added.
Licensed by the Texas Real Estate Commission. Broker: Alexander Tiffany Southwest, LLC · License #565194-BB.
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Partner, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Partner, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov










