Cedar Creek Cash vs. Financed Purchases in Rolling Six Months

In Cedar Creek, every single home sold over the past six months was purchased with financing. The data shows zero cash transactions among the 107 closed sales recorded in the rolling window ending September 30, 2026. This means the share of cash purchases is 0% across the entire market during this period. ALEX Intelligence analyzed the financing types for all closed sales to determine this split. While some markets show a mix of buyers paying outright and others taking out loans, Cedar Creek currently shows a complete reliance on traditional mortgage financing. The median closing price for these financed homes was $369,990. This absence of cash deals suggests that local buyers are utilizing leverage to purchase property rather than using liquid assets. With 107 sales recorded, the sample size is robust enough to confirm this trend as a consistent market characteristic for the current cycle. The lack of cash activity may also reflect the prevailing interest rate environment or the specific price points of homes selling in Cedar Creek right now. For sellers, this indicates that all potential buyers are subject to lender approval processes. For buyers, it confirms that financing is the standard path to ownership in this area at this time. The data does not show any exceptions where a buyer paid the full amount upfront during this six-month window. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog