Sun City Texas: How Rates Affect Buying Power in October

Deal of the Week

Deal of the Week · 108 Farm Hill DR, Georgetown TX 78633 · MLS #4484070 · Listed by Magnolia Realty Round Rock. ALEX valuation $276,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $322,000 108 Farm Hill DR, Georgetown TX 78633 · MLS #4484070 Listed at $270,000, 3 bed, 2 bath, 1,328 sq ft. Listed 2% below the ALEX valuation; 6% under the local price per sq ft; price reduced 5% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1182517179/108-Farm-Hill-DR-Georgetown-TX Lower-middle quartile: $322,000 to $393,000 915 Apache Mountain LN, Georgetown TX 78633 · MLS #2314819 Listed at $375,000, 2 bed, 2 bath, 1,712 sq ft. Listed 4% below the ALEX valuation; price reduced 9% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1176926010/915-Apache-Mountain-LN-Georgetown-TX Upper-middle quartile: $393,000 to $487,000 103 Black Walnut CIR, Georgetown TX 78633 · MLS #6765901 Listed at $478,000, 2 bed, 2.5 bath, 2,636 sq ft. Listed 3% below the ALEX valuation; 14% under the local price per sq ft; price reduced 4% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1190419217/103-Black-Walnut-CIR-Georgetown-TX Upper quartile: $487,000 and up 509 Davis Mountain CIR, Georgetown TX 78633 · MLS #2659132 Listed at $574,950, 4 bed, 2.5 bath, 2,853 sq ft. Listed 1% below the ALEX valuation; price reduced 5% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1189583881/509-Davis-Mountain-CIR-Georgetown-TX

Key figures · Sun City Texas · September 2026

59 homes sold in Sun City Texas in September 2026 (unchanged on a year earlier).

Median sale price: $340,000 (down 11.7% on a year earlier).

Median price per square foot: $214.

Median days on market: 53.

Median sale price as a share of the original list price: 94.7%.

119 homes for sale now, about 2.1 months of supply at the pace of the last six months.

Source: Unlock MLS, September 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

What does a 7.32% mortgage rate mean for a buyer in Sun City Texas today? With the median home price at $340,000 across 59 closed sales in September, the monthly principal and interest payment on a standard 30-year fixed loan is $1,868. ALEX Intelligence modeled two common buydown scenarios to show how these rates impact affordability. A 3-2-1 buydown reduces the rate to 4.32% in year one, cutting the monthly payment by $519 compared to the standard rate. This temporary relief costs $12,648 upfront, or about 3.72% of the median sale price. A 2-1 buydown offers a smaller reduction, lowering the rate to 5.32% in year one for a total cost of $6,420, or 1.89% of the price. These figures are estimates based on the median sale price and current market rates; they are not appraisals. The data shows that while prices have dropped 9.3% from August to September, higher borrowing costs remain a key factor in monthly budgets. Buyers should weigh the upfront cost of a buydown against their long-term plans for the home. The median days on market rose 35.9% compared to last month, indicating more time is needed to close deals at current price points. Cash buyers represented zero percent of these transactions, suggesting financing remains essential for most purchases in this 55+ community. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951