Sun City Texas: Entry-Level Homes and Affordability in September

What does a median sale price of $340,000 mean for entry-level buyers in Sun City Texas today? In September 2026, the median close price for 59 homes fell to this level, down 9.3% from August and 11.7% lower than the same month last year. This marks a significant shift in affordability for the 55+ community, where the bottom quartile of sales now centers around this price point. ALEX Intelligence analyzed the entry-level segment to determine current buying power. With a median home size of 1,712 square feet, the price per square foot sits at $214. While prices have softened, the market remains active with 59 closed transactions in the month. The data shows that homes are selling for 94.7% of their original list price on average, a slight decrease from the prior period, indicating that buyers still have room to negotiate. Current mortgage rates stand at 7.4%, according to the Freddie Mac Primary Mortgage Market Survey for the week ending October 8, 2026. For a buyer purchasing an entry-level home at the median price with a loan amount of $272,000, the principal and interest payment is approximately $1,883 per month. A 3-2-1 buydown could reduce that initial payment to $1,362 in the first year, though it would cost roughly $12,708 upfront. The supply of entry-level inventory remains tight relative to demand, with months of inventory at 2.05. This suggests that while prices have adjusted downward, well-priced homes still move quickly. Buyers focusing on the lower price tiers should act decisively as competition for these affordable units persists despite the cooling in overall median prices. Want first look at Sun City Texas homes? Get new listings sent to you the day they appear. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951