Llano County: Mortgage Rates and Buying Power in October

Deal of the Week

Deal of the Week · 1205 W Haynie ST, Llano TX 78643 · MLS #1821597 · Listed by Watters International Realty. ALEX valuation $347,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $368,000 1205 W Haynie ST, Llano TX 78643 · MLS #1821597 Listed at $300,000, 3 bed, 2 bath, 2,164 sq ft. Listed 13% below the ALEX valuation; 10% under the local price per sq ft. See it on alex.realestate: https://www.alex.realestate/listing-detail/1189654855/1205-W-Haynie-ST-Llano-TX Lower-middle quartile: $368,000 to $588,000 141 Eagle Point CV, Kingsland TX 78639 · MLS #1289610 Listed at $394,000, 3 bed, 2 bath, 1,904 sq ft. Listed 1% below the ALEX valuation; 46% under the local price per sq ft; price reduced 12% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1173080213/141-Eagle-Point-CV-Kingsland-TX Upper-middle quartile: $588,000 to $1,155,000 1713 Aztec TRL, Kingsland TX 78639 · MLS #9895141 Listed at $1,000,000, 3 bed, 2 bath, 2,056 sq ft. Listed 4% below the ALEX valuation; price reduced 9% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1185602263/1713-Aztec-TRL-Kingsland-TX Upper quartile: $1,155,000 and up 208 Riverside DR, Kingsland TX 78639 · MLS #3986823 Listed at $1,490,000, 5 bed, 3 bath, 2,825 sq ft. Listed 9% below the ALEX valuation; price reduced 22% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1182525232/208-Riverside-DR-Kingsland-TX

Key figures · Llano County · September 2026

26 homes sold in Llano County in September 2026 (down 3.7% on a year earlier).

Median sale price: $665,000 (down 28.1% on a year earlier).

Median price per square foot: $287.

Median days on market: 96.

Median sale price as a share of the original list price: 87.7%.

312 homes for sale now, about 12.1 months of supply at the pace of the last six months.

Source: Unlock MLS, September 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

What does a 7.32% mortgage rate mean for buyers in Llano County today? With the median home price at $665,000 across 26 closed sales in September, the baseline principal and interest payment is $3,654 per month. ALEX Intelligence calculated this scenario using current Freddie Mac data to show how rates directly impact monthly affordability. At this rate, the cost of borrowing is significant compared to lower-rate environments. For buyers seeking to reduce that initial burden, a 3-2-1 buydown costs $24,744 in total fees, lowering the first-year payment to $2,639. A 2-1 buydown offers a smaller reduction, costing $12,564 and dropping the first-year payment to $2,961. These figures represent the upfront investment required to secure temporary rate reductions on a median-priced home in this market. The data also highlights how price sensitivity has shifted. The median close-to-original list ratio dropped 4.3% from the prior month, indicating that buyers are negotiating closer to or below asking prices more frequently than before. While the median days on market increased by 37.1% compared to August, the volume of closed sales remained steady at 26 homes. ALEX Intelligence estimates these payment scenarios based on a 30-year fixed loan with a down payment as defined in the buydown basis data. These calculations do not include taxes, insurance, or HOA fees. Buyers should consult a lender for personalized terms, as individual credit profiles and property details will affect final costs. The market remains active, but financing costs are a primary factor in current purchasing decisions. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951