Kyle Cash vs. Financed Purchases in September 2026

Deal of the Week

Deal of the Week · 245 Brooks Ranch DR, Kyle TX 78640 · MLS #1951196 · Listed by Pure Realty. ALEX valuation $467,000 is an ALEX Intelligence estimate, not an appraisal.

This week's 5 best values under $1,000,000, ranked by the ALEX deal score: 1. 245 Brooks Ranch DR, Kyle TX 78640 · MLS #1951196 Listed at $420,000, 4 bed, 4 bath, 2,932 sq ft. Listed 10% below the ALEX valuation; 13% under the local price per sq ft; price reduced 20% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1179932577/245-Brooks-Ranch-DR-Kyle-TX 2. 215 PARSONS, Kyle TX 78640 · MLS #5538189 Listed at $339,999, 4 bed, 2 bath, 2,499 sq ft. Listed 8% below the ALEX valuation; 19% under the local price per sq ft; price reduced 15% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1182521557/215-PARSONS-Kyle-TX 3. 172 Discovery, Kyle TX 78640 · MLS #4950960 Listed at $239,990, 3 bed, 2.5 bath, 1,710 sq ft. Listed 8% below the ALEX valuation; 13% under the local price per sq ft; price reduced 14% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1182521867/172-Discovery-Kyle-TX 4. 118 Invierno ST, Kyle TX 78640 · MLS #4818988 Listed at $275,000, 4 bed, 2.5 bath, 2,568 sq ft. Listed 5% below the ALEX valuation; 35% under the local price per sq ft; price reduced 11% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1183123569/118-Invierno-ST-Kyle-TX 5. 185 PARSONS, Kyle TX 78640 · MLS #6789533 Listed at $336,999, 4 bed, 2 bath, 2,499 sq ft. Listed 6% below the ALEX valuation; 19% under the local price per sq ft; price reduced 12% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1182521511/185-PARSONS-Kyle-TX

Key figures · Kyle · September 2026

89 homes sold in Kyle in September 2026 (down 29.4% on a year earlier).

Median sale price: $299,999 (down 9.6% on a year earlier).

Median price per square foot: $167.

Median days on market: 56.

Median sale price as a share of the original list price: 95.0%.

530 homes for sale now, about 4.3 months of supply at the pace of the last six months.

Source: Unlock MLS, September 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

In September 2026, every single home sale in Kyle was financed; zero of the 89 closed transactions involved cash buyers. This marks a complete absence of all-cash deals for the month, with the data showing a cash share of 0% across 89 sales. ALEX Intelligence analyzed the financing types recorded at closing to determine this split between cash and financed purchases. While the broader region often sees a mix of both payment methods, Kyle's market activity in September relied entirely on mortgage-backed transactions. The median close price for these financed sales was $299,999, with 86.5% of them selling below their original list price. This total reliance on financing highlights the current liquidity dynamics in the city. With no cash purchases recorded among the 89 closings, buyers are dependent on mortgage availability and interest rates to complete transactions. The median contract-to-close cycle time was not reported for this specific cohort, but the uniformity of financing suggests a market where traditional lending is the sole driver of volume. The absence of cash sales also impacts the negotiation landscape. With all 89 homes sold through financed channels, the average days on market remained at 56 days, and the median price per square foot settled at $167. This data point underscores that for Kyle in September, every home sale required a lender's approval to finalize. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951