Kyle Entry-Level Homes: What Buyers Can Afford in October

Deal of the Week

This week's 5 best values under $1,000,000, ranked by the ALEX deal score: 1. 590 Painted Creek WAY, Kyle TX 78640 · MLS #5907960 Listed at $549,900, 5 bed, 4 bath, 3,282 sq ft. Listed 10% below the ALEX valuation; 15% under the local price per sq ft; price reduced 21% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1179244850/590-Painted-Creek-WAY-Kyle-TX 2. 226 Coralbean DR, Kyle TX 78640 · MLS #4603358 Listed at $290,000, 4 bed, 3 bath, 2,364 sq ft. Listed 9% below the ALEX valuation; 32% under the local price per sq ft; price reduced 11% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1182519410/226-Coralbean-DR-Kyle-TX 3. 181 Cushman DR, Kyle TX 78640 · MLS #6076462 Listed at $275,000, 4 bed, 2.5 bath, 2,506 sq ft. Listed 4% below the ALEX valuation; 34% under the local price per sq ft; price reduced 11% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1182516252/181-Cushman-DR-Kyle-TX 4. 1148 Amberwood LOOP, Kyle TX 78640 · MLS #8276408 Listed at $250,000, 4 bed, 2 bath, 1,855 sq ft. Listed 9% below the ALEX valuation; 19% under the local price per sq ft; price reduced 14% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1185323738/1148-Amberwood-LOOP-Kyle-TX 5. 558 Nautical LOOP, Kyle TX 78640 · MLS #6117899 Listed at $325,000, 4 bed, 2.5 bath, 2,281 sq ft. Listed 7% below the ALEX valuation; 14% under the local price per sq ft; price reduced 13% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1183089742/558-Nautical-LOOP-Kyle-TX

What does it take to buy an entry-level home in Kyle this month? The bottom quartile of closed sales in September shows a median price of $301,999 across 85 transactions. At the current 7.4% rate for a 30-year fixed loan, the principal and interest payment on that median entry-level price is $1,673 per month. ALEX Intelligence modeled affordability scenarios to show how buydowns affect monthly costs. A standard 3-2-1 buydown lowers the rate to 4.4% in year one, cutting the monthly payment by $463 for that first year at a total cost of $11,292. A 2-1 buydown reduces the rate to 5.4% in year one, saving $316 per month initially, with a total cost of $5,736. The median entry-level home size in Kyle is 1,879 square feet, down 3.6% from last year's comparable period. While the median price per square foot rose 1.8% from August to $167, the overall median sale price fell 6.8% month-over-month and 9.0% year-over-year. These figures reflect a market where entry-level buyers face higher borrowing costs but also see lower headline prices compared to last fall. The data covers all closed sales in Kyle for September 2026, with the affordability model applied to the bottom price quartile. No individual properties are analyzed here; the focus is on the aggregate affordability landscape for first-time and entry-level buyers in this market. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951