Fayette County Cash vs. Financed Purchases in 2026

Deal of the Week

Deal of the Week · 833 E Camp ST, La Grange TX 78945 · MLS #2801505 · Listed by Lindemann Real Estate. ALEX valuation $161,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $214,000 833 E Camp ST, La Grange TX 78945 · MLS #2801505 Listed at $169,000, 3 bed, 1 bath, 916 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; price reduced 3% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1178032995/833-E-Camp-ST-La-Grange-TX Lower-middle quartile: $214,000 to $321,000 234 Park DR, La Grange TX 78945 · MLS #4722076 Listed at $299,000, 3 bed, 2 bath, 1,665 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 5% under the local price per sq ft; price reduced 8% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1183938174/234-Park-DR-La-Grange-TX Upper-middle quartile: $321,000 to $545,000 640 S College ST, La Grange TX 78945 · MLS #9336198 Listed at $505,000, 3 bed, 2.5 bath, 2,806 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 5% under the local price per sq ft; price reduced 4% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1185537198/640-S-College-ST-La-Grange-TX Upper quartile: $545,000 and up 206 Rolling Hill DR, La Grange TX 78945 · MLS #6431255 Listed at $1,299,000, 4 bed, 3.5 bath, 6,514 sq ft. Listed 8% below the ALEX valuation; price reduced 16% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1171875100/206-Rolling-Hill-DR-La-Grange-TX

Key figures · Fayette County · rolling 6 months ending Sep 30, 2026

34 homes sold in Fayette County in the 6 months ending Sep 30, 2026 (down 20.9% on a year earlier).

Median sale price: $299,000 (up 4.9% on a year earlier).

Median price per square foot: $175.

Median days on market: 72.

Median sale price as a share of the original list price: 89.6%.

58 homes for sale now, about 10.2 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Sep 30, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

Fayette County buyers relied entirely on financing during the past six months, with zero cash transactions recorded among the 34 homes that closed between April and September 2026. This represents a complete absence of cash share in the market for this period, as no sales were made without a mortgage. ALEX Intelligence analyzed the financing data to determine the split between cash and financed purchases. The dataset shows a cash share of zero percent based on 34 closed sales. In contrast, the prior six-month period also recorded no cash transactions, and the same window in the previous year showed no cash activity either. This consistent pattern suggests that local buyers in Fayette County are currently dependent on traditional lending to complete their purchases. The median sale price for these financed homes was $299,000, with a median of 72 days on market. While the lack of cash sales is notable, the market remains active with 58 active listings and 34 closed sales over the six-month window. Buyers should note that current mortgage rates stand at 7.32% according to Freddie Mac data from late October 2026, which influences the financing landscape for all transactions in this region. The absence of cash buyers may impact negotiation dynamics, as financed deals often require appraisal and lender approval steps that can extend closing timelines compared to all-cash offers. However, with a median close-to-original list ratio of 89.6%, sellers are still receiving significant value despite the reliance on financing. Want to see this home? Call or text George at 713.918.9951 for a private showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951