Blanco County: Mortgage Rates and Buying Power in October

Deal of the Week

Deal of the Week · 914 6th ST, Blanco TX 78606 · MLS #3225380 · Listed by Austin Rock City Realty. ALEX valuation $308,000 is an ALEX Intelligence estimate, not an appraisal.

Deals of the Week by price quartile. The quartiles come from the last 12 months of closed sales here. Each pick has the top ALEX deal score in its price range. Lower quartile: under $379,000 914 6th ST, Blanco TX 78606 · MLS #3225380 Listed at $327,000, 4 bed, 2 bath, 2,500 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; 49% under the local price per sq ft; price reduced 4% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1184204162/914-6th-ST-Blanco-TX Lower-middle quartile: $379,000 to $562,000 207 Haley, Johnson City TX 78636 · MLS #4126411 Listed at $549,000, 4 bed, 2 bath, 2,100 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; price reduced 4% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1183669324/207-Haley-Johnson-City-TX Upper-middle quartile: $562,000 to $972,000 6573 Ranch Road 165, Blanco TX 78606 · MLS #4354735 Listed at $699,000, 3 bed, 2.5 bath, 2,496 sq ft. The top-scoring home for sale here this week on price per sq ft, price changes and time on market; price reduced 7% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1177911273/6573-Ranch-Road-165-Blanco-TX Upper quartile: $972,000 and up 5818 Ranch Road 165 # 1, Blanco TX 78606 · MLS #3354255 Listed at $3,750,000, 7 bed, 9 bath, 8,414 sq ft. Listed 18% below the ALEX valuation; price reduced 25% from original. See it on alex.realestate: https://www.alex.realestate/listing-detail/1173910589/5818-Ranch-Road-165-Tract-1-Blanco-TX

Key figures · Blanco County · rolling 6 months ending Sep 30, 2026

51 homes sold in Blanco County in the 6 months ending Sep 30, 2026 (up 15.9% on a year earlier).

Median sale price: $565,000 (up 19.5% on a year earlier).

Median price per square foot: $296.

Median days on market: 80.

Median sale price as a share of the original list price: 92.4%.

88 homes for sale now, about 10.2 months of supply at the pace of the last six months.

Source: Unlock MLS, rolling 6 months ending Sep 30, 2026. Homes only (single-family, condo, townhome). Information deemed reliable but not guaranteed.

What does a 7.32% mortgage rate mean for buyers in Blanco County today? With the median closed price at $565,000 across 51 sales over the last six months, a standard purchase results in a principal and interest payment of $3,105 per month. ALEX Intelligence modeled this scenario to show how financing costs impact affordability. At the current rate, buyers pay roughly $3,105 monthly on a $452,000 loan. However, temporary buydowns can significantly reduce that burden in the early years of the loan. A 3-2-1 buydown would drop the first-year payment to $2,242, saving $863 per month compared to the standard rate, though it costs $21,036 upfront. A 2-1 buydown offers a smaller reduction, lowering the first-year payment to $2,516 for a cost of $10,680. These figures are estimates based on the median sale price and current market rates; they are not appraisals. While the median price per square foot has risen 11.3% compared to last year, higher interest rates increase the monthly cost of borrowing. Buyers should weigh the upfront cost of a buydown against their long-term cash flow needs when evaluating these options in Blanco County. Want a closer look? Reply or call George at 713.918.9951 and we'll set up a showing. Data from Unlock MLS. Information deemed reliable but not guaranteed. Model outputs are ALEX Intelligence estimates, not appraisals. Read more Central Texas market data on the ALEX blog: https://alex-companies.com/blog MIT, Nvidia, Google & IBM-Trained. Cross Domain-Expert: Quantum, AI, Ethics, Sovereignty, Intelligence, Philanthropy. Solepoint Planning. VUI AI Cloud Architect. AI Certifications Development. Quant/AI Instructor. Castor Venture Club Member. Associate Broker. George Arnold Alexander III, MPA Director, ALEX Companies Associate Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574878-B · Broker License #565194-BB Broker, ALEX Real Estate · North Carolina License #367733 Independent Broker, ALEX Real Estate · Colorado License #II.100112456 [email protected] · +1 713.918.9951