Best In North Carolina Real Estate™: Wilmington
2026-09-25
🏆 Ranked #1 in Free-and-Clear Homeownership in North Carolina — ALEX Intelligence, 2024.
St. James leads NC with 44.5% of homes owned free and clear—a rare marker of financial resilience in an era of rising mortgage debt. This isn’t just affordability; it’s wealth sovereignty.
How does a community build such deep equity? And what happens when 44.5% of homes carry no mortgage at all? The data from ALEX Intelligence’s latest report reveals a model of long-term financial stability that’s increasingly rare.
This is St. James, NC—its own story, its own data.
Homes Owned Free and Clear in the Wilmington Metro (U.S. Census Bureau, American Community S — 2024)
#1 St. James <- this market
#2 Carolina Shores
#3 Oak Island
#4 Carolina Beach
#5 Porters Neck
#6 Kings Grant
#7 Wrightsboro
#8 Wilmington
#9 Hampstead
#10 Boiling Spring Lakes
Source: https://alex-companies.com/data/2026-09-25-wilmington-free-and-clear-place-mkt
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Real Estate Strategy & Intelligence Leader. Democratized Blue Ocean Strategist & Operator.
Diane Hart Alexander, MBA, MHA
Chair & CEO, ALEX Companies
Designated Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al.
Texas License #574877-B · Broker License #565194-BB
[email protected] · +1 713.591.9902
Source data: Source: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024 · ALEX Intelligence computation
Licensed by the Texas Real Estate Commission. Broker: Alexander Tiffany Southwest, LLC · License #565194-BB.
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Director, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov
Diane Hart Alexander, Chair & CEO, ALEX Companies · Designated Broker · #574877-B · George Arnold Alexander III, Director, ALEX Companies · Associate Broker · #574878-B
Texas Real Estate Commission Information About Brokerage Services · TREC Consumer Protection Notice · trec.texas.gov



