San Antonio MSA

Sandy Oaks leads the San Antonio metro and Texas in homes owned free and clear — 72.6% of all homes carry no mortgage. This is not a trend; it’s a structural reality rooted in generational stability and wealth retention. The data comes from ALEX Intelligence’s latest report: https://alex-companies.com/data/2026-10-23-sa-msa-free-and-clear-place-mkt. What does this mean for the future of home equity in the region? How might local investment strategies evolve when so much of the community already owns their homes outright? Homes Owned Free and Clear, top 10 (ALEX Intelligence — U.S. Census Bureau 2024) #1 Sandy Oaks — 72.6% #2 Kirby — 59.1% #3 Pleasanton — 51.1% #4 Terrell Hills — 51.0% #5 Hondo — 47.8% #6 Leon Valley — 46.3% #7 Floresville — 45.5% #8 Seguin — 44.0% #9 Windcrest — 41.7% #10 Alamo Heights — 41.2% Photos via Wikimedia Commons: Slide 1: Blas J (CC BY-SA 4.0) https://commons.wikimedia.org/?curid=75124369; Slide 2: Brentsalter (CC0) https://commons.wikimedia.org/?curid=192884451; Slide 3: Tony Kent (CC BY-SA 2.0) https://commons.wikimedia.org/?curid=105359411; Slide 4: organic_veggie (CC BY-SA 3.0) https://commons.wikimedia.org/?curid=56039624 Source: https://alex-companies.com/data/2026-10-23-sa-msa-free-and-clear-place-mkt View and join any or all of our communities — AI, quantum, and real estate: https://alex-companies.com/reports/linkedin-groups If there's an AI, quantum, or real estate community you'd like to see us convene, tell us — this portfolio grows by request. Real Estate Strategy & Intelligence Leader. Democratized Blue Ocean Strategist & Operator. Diane Hart Alexander, MBA, MHA Chair & CEO, ALEX Companies Designated Broker, Alexander Tiffany Southwest, LLC dba ALEX.realestate, et.al. Texas License #574877-B · Broker License #565194-BB [email protected] · +1 713.591.9902